13185 Pine St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 13185 Pine St, Boulder Creek, CA 95006

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,668 sqft · built 1995
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-123-31`

Property Details

APN / Parcel Number

Primary APN	`081-123-31`
Alternative APN	`081-123-31-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,668 sqft Living Area
Gross Area	1,948 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	82 sqft
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	13185 PINE ST
City	BOULDER CREEK
State	CA
Zip	95006-8901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Subdivision	BOULDER CREEK
Legal Block	E
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	4
Census Block	4023
Census Tract	120400

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	PO BOX 1433, BOULDER CREEK, CA 95006-1433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WEI MORTGAGE CORPORATION
Dec 10, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1995
Deed Sale	Aug 18, 1995
Prior Sale	Aug 18, 1995 · Amount on Record
Deed Document Number	199541602
Deed Book / Page	5715 / 872
Last Transfer Date	Nov 28, 2018
Transfer Doc	0000036451
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13185 PINE ST, BOULDER CREEK, CA 95006-8901
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13185 PINE ST, BOULDER CREEK, CA 95006-8901

Mortgage

Document Number	0000010055
Date	Feb 17, 2021
Instrument	2021-0010055

Lender

Name	ARC HOME LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	13185 PINE ST, BOULDER CREEK, CA 95006-8901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017295
Date	Jun 25, 2019
Instrument	2019-0017295

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 10, 2018
Property Address	13185 PINE ST, BOULDER CREEK, CA 95006-8901
Document Number	0000036451
Instrument Date	Nov 28, 2018
Instrument	36451
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1433 BOULDER CREEK CA 950061433, BOULDER CREEK, CA 95006-1433

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,948 (+2%) Land $186,397 Building $201,551
2025	$4,872.00 (+5.5%) Homeowner's exemption	$380,342 (+4.04%) Land $182,743 Building $197,599
2023	$4,618.00 (+2.49%) Homeowner's exemption	$365,572 Land $175,646 Building $189,926	$730,080
2022	$4,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1982–2023)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Feb 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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