1318 Williams St, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1318 Williams St, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,776 sqft · built 1949
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Individual Names on File
Last Sale	$181,800 (Sep 2026)
Tax Bill	$885 (2026)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0511138`

Property Details

APN / Parcel Number

Primary APN	`R0511138`
Alternative APNs	`05-1887-22-1-17-03-0000` `0000008490`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,184 sqft
2nd Floor Area	592 sqft
Basement Area	544 sqft
Finished Basement	544 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	102 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Well

Location & Zoning

Account Number	0000008490
Street Address	1318 WILLIAMS ST
City	HELENA
State	MT
Zip	59602-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	ODLUND TRACTS, S22, T10 N, R04 W, LOT 2
Legal Range	04W
Legal Township	10N
Legal Section	22
Legal Subdivision	ODLUND TRACTS
Legal Lot Number	2
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1100
Census Tract	600

Owner

1318 Williams St is owned and occupied by two individuals who bought it in September 2026.

Source: Lewis And Clark County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	819 5TH AVE, 2, HELENA, MT 59601-4407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on File
Deed Sale	Sep 4, 2026 · Amount on File
Deed Document Number	20263454761
Deed Book / Page	65 / 7724
Prior Transfer Date	May 24, 2024
Prior Transfer Doc	0003423678
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Sep 4, 2026
Property Address	1318 WILLIAMS ST, HELENA, MT 59602-9247
Document Number	0003454761
Book / Page	65 / 7724
Instrument Date	Aug 28, 2026
Instrument	20263454761
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003454761,
Date	Sep 4, 2026
Book Page	65/7725
Instrument	20263454761

Lender

Name	VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 1318 Williams St was $885 with a homeowner's exemption, up 11.7% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$885.00 (+11.74%) Homeowner's exemption	$362,100 (-)
2025	$792.00 Homeowner's exemption	$362,100	$362,100 Land $112,451 Building $249,649
2023	$2,359.00	$319,000	$319,000 Land $72,160 Building $246,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Williams St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Williams St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 80% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20