1318 White Pine Dr, Cloquet, MN 55720 Property Records

Carlton County property record for 1318 White Pine Dr, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	1.21 acres (52,983 sqft)
Owner	Individual Name on File
Tax Bill	$4,662 (2026)
Deeds & Mortgages	May 2019 Refinance Jan 2013 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`81-460-0140`

Property Details

APN / Parcel Number

Primary APN	`81-460-0140`
Alternative APN	`30142`

Exterior

Lot Area	52,983 sqft (1.21 acres)

Location & Zoning

Account Number	30142
Street Address	1318 WHITE PINE DR
City	CLOQUET
State	MN
Zip	55720-7511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE PINE ADDITION
Legal Subdivision	WHITE PINE ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	TWIN LAKES
Census Block Group	2
Census Block	2003
Census Tract	70401

Owner

1318 White Pine Dr is owned and occupied by an individual.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	1318 WHITE PINE DR, CLOQUET, MN 55720-7511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jan 9, 2013	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jun 8, 2007	Deed of Trust, Mortgage · Line of Credit US BANK NA ND
Jan 9, 2013	Deed of Trust, Mortgage · Line of Credit US BANK NA ND

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1318 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000485750
Date	May 10, 2019
Instrument	A000485750

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2029

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1318 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000448137
Date	Jan 9, 2013
Instrument	A000448137

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1318 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000410204
Date	Jun 8, 2007
Instrument	A000410204

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	1318 WHITE PINE DR, CLOQUET, MN 55720-7511
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000448136
Date	Jan 9, 2013
Instrument	A000448136

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1318 White Pine Dr was $4,662 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Twin Lakes Township
Unified School District	Carlton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,662.00 Homeowner's exemption
2025		$446,200 (+2.74%) Land $75,700 Building $370,500	$446,200 (+2.74%) Land $75,700 Building $370,500
2024	$4,584.00 Homeowner's exemption	$434,300 (+5.06%) Land $75,700 Building $358,600	$434,300 (+5.06%) Land $75,700 Building $358,600
2023	$4,584.00 Homeowner's exemption	$413,400 (-) Land $71,300 Building $342,100	$413,400 (-) Land $71,300 Building $342,100
2022		$413,400 Land $71,300 Building $342,100	$413,400 Land $71,300 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 White Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Airfiber, Fond du Lac Communications.

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