Shiawassee County property record for 1318 W Main St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,032 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jun 2021) |
| Tax Bill | $1,826 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-537-000-044-00 |
| Primary APN | 050-537-000-044-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Custom Design |
| Lot Area | 8,712 sqft (0.2 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1318 W MAIN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 14 COM ON NE COR MAIN & ELLIOTT STS N 132' E 66' S 132' W TO BEG |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30700 |
1318 W Main St is owned and occupied by an individual who bought it in June 2021.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1318 W MAIN ST, OWOSSO, MI 48867-2042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on File |
| Deed Sale | Jun 2, 2021 · Amount on File |
| Prior Sale | Jun 22, 2005 · Amount on File |
| Deed Document Number | 20213347066 |
| Deed Book / Page | 1283 / 287 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 2, 2021 |
| Property Address | 1318 W MAIN ST, OWOSSO, MI 48867-2042 |
| Document Number | 0012830287 |
| Book / Page | 1283 / 287 |
| Instrument Date | May 26, 2021 |
| Instrument | 3347066 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1318 W MAIN ST, 1318, OWOSSO, MI 48867-2042 |
| Name | Verified Name |
|---|---|
| Address | 1318 W MAIN ST, OWOSSO, MI 48867-2042 |
| Document Number | 3347067 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 3347067 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 1318 W Main St was $1,826 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,300 (+11.26%) | $114,600 (+11.26%) | |
| 2025 | $1,826.00 Homeowner's exemption | $51,500 | $103,000 |
| 2023 | $1,741.00 Homeowner's exemption | $42,500 | $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1318 W Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1318 W Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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