1318 Sunset Dr, Key West, FL 33040 Property Records

Monroe County property record for 1318 Sunset Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,665 sqft · built 1965
Lot Size	0.179 acres (7,814 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Apr 2009)
Tax Bill	$3,434 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`00067430-000000`

Property Details

APN / Parcel Number

Primary APN	`00067430-000000`
Alternative APNs	`01010100067430000000` `1071374`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,814 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	467 sqft
Deck Area	128 sqft
Patio Area	581 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1071374
Old Parcel Number	01010100067430000000
Street Address	1318 SUNSET DR
City	KEY WEST
State	FL
Zip	33040-3956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1 LT 2 CORAL REEF ESTATES PB3-36 OR93-2/3 OR532-42 OR611-292D/C OR757-1399 OR831-1417 OR1238-625/26 OR1723-944
Legal Range	25E
Legal Township	67S
Legal Section	33
Legal Subdivision	CORAL REEF ESTATES
Legal Block	1
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	972100

Owner

1318 Sunset Dr is owned and occupied by two individuals who bought it in April 2009.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1318 SUNSET DR, KEY WEST, FL 33040-3956
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 15, 2019	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2009 · Amount on File
Deed Sale	Apr 1, 2009 · Amount on File
Prior Sale	Sep 6, 2001 · Amount on File
Deed Document Number	1736545
Deed Book / Page	2406 / 1393
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1318 SUNSET DR, KEY WEST, FL 33040-3956
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 SUNSET DR, KEY WEST, FL 33040-3956

Mortgage

Document Number	0032070108
Date	Jan 4, 2023
Book Page	3207/108
Instrument	2402372

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1318 SUNSET DR, KEY WEST, FL 33040-3956
Document Number	0029861742
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 SUNSET DR KEY WEST FL 330403956, KEY WEST, FL 33040-3956

Mortgage

Document Number	0029861742
Date	Sep 27, 2019
Book Page	002986/001742
Instrument	2238255

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1318 SUNSET DR, KEY WEST, FL 33040-3956
Document Number	0029541839
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1318 SUNSET DR KEY WEST FL 330403956, KEY WEST, FL 33040-3956

Mortgage

Document Number	0029541839
Date	Mar 25, 2019
Book Page	002954/001839
Instrument	2211958

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,776	$855,159 Land $618,634 Building $236,525
2024	$3,434.00 (+1.93%)
2023	$3,369.00 (+4.59%) Homeowner's exemption	$388,517 (+3%)	$820,081 (+25.04%) Land $599,939 Building $220,142
2022	$3,221.00 Homeowner's exemption	$377,201	$655,847 Land $435,084 Building $220,763

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Sunset Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 300 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	313 units insured incl. 13 condo units
Nearby Flood Claims	517 (1980–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 59 claims Hurricane Wilma, Oct 2005 · 309 claims Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1318 Sunset Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Sunset Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures