1318 S 5th St, Temple, TX 76504 Property Records

Bell County property record for 1318 S 5th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,406 sqft · built 2002
Lot Size	0.274 acres (11,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$214,207 (Jun 2023)
Tax Bill	$3,737 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0131730000`

Property Details

APN / Parcel Number

Primary APN	`0131730000`
Alternative APNs	`859194` `57570`

Interior

Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Lot Area	11,925 sqft (0.274 acres)
Lot Dimensions	159 ft deep x 75 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1318 S 5TH ST
City	TEMPLE
State	TX
Zip	76504-5737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF2 SPDC
Legal Description	WATTERS, BLOCK 016, LOT 0008
Legal Subdivision	WATTERS
Legal Block	16
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2002
Census Tract	21000

Owner

Source: Bell County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING
Jun 1, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCAREE LLC
Apr 18, 2019	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
May 31, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Document Number	202323612
Prior Transfer Date	Apr 17, 2019
Prior Transfer Doc	0000015668
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jul 17, 2026
Property Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Document Number	0000036021
Instrument Date	Jul 10, 2026
Instrument	202636021
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 S 5TH ST, TEMPLE, TX 76504-5737

Mortgage

Document Number	0000036021,
Date	Jul 17, 2026
Instrument	202636021

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 1, 2023
Property Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Document Number	0000023612
Map Reference	VOL 107 PG 386
Instrument Date	May 26, 2023
Instrument	2023023612
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	TRANSFORMATION T&E LLC TX

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2223 BELLMONT, TEMPLE, TX 76504-2276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 S 5TH ST, TEMPLE, TX 76504-5737

Mortgage

Document Number	0000023613
Date	Jun 1, 2023
Instrument	2023023613

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Mortgage

Document Number	0000023614
Date	Jun 1, 2023
Instrument	2023023614

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	May 26, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 S 5TH ST, TEMPLE, TX 76504-5737

Mortgage

Document Number	0000046019
Date	Jul 19, 2022
Instrument	2022046019

Lender

Name	LOANCAREE LLC
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	May 1, 2049

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 18, 2019
Property Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Document Number	0000015668
Map Reference	VOL 107 PG 386
Instrument Date	Apr 17, 2019
Instrument	2019-00015668
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 S 5TH ST, TEMPLE, TX 76504-5737

Mortgage

Document Number	0000015669
Date	Apr 18, 2019
Instrument	2019-00015669

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	May 31, 2018
Property Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Document Number	0000021904
Book / Page	010472 / 000023
Instrument Date	Apr 27, 2018
Instrument	21904
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11711 DOMAIN BLVD #1452 AUSTIN TX 787580043, 1452, AUSTIN, TX 78758-0043

April 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BELL TX
Recording Date	Apr 2, 2018
Property Address	1318 S 5TH ST, TEMPLE, TX 76504-5737
Document Number	0000012662
Instrument Date	Mar 6, 2018
Instrument	12662
Transaction Type	Foreclosure
Record Updated	Apr 11, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,737.00 (-6.74%)	$220,618 (+5.32%) Land $44,361 Building $176,257	$220,618 (+5.32%) Land $44,361 Building $176,257
2023	$4,007.00 (-11.51%) Homeowner's exemption	$209,482 Land $35,775 Building $173,707	$209,482 Land $35,775 Building $173,707
2022	$4,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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