1318 River Rd, Unadilla, NY 13849 Property Records

Delaware County and Sidney Town property record for 1318 River Rd, Unadilla, NY 13849

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,112 sqft · built 1920
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$216,000 (Nov 2025)
Tax Bill	$3,688 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Dec 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125089 117.-1-15`

Property Details

APN / Parcel Number

Primary APN	`125089 117.-1-15`
Alternative APNs	`50891170000001015000` `08200296024`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,320 sqft
2nd Floor Area	616 sqft
Upper Floors Area	176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Shed	1 Shed
Canopy	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08200296024
Street Address	1318 RIVER RD
City	UNADILLA
State	NY
Zip	13849-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	A WALLACE LOT 54
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	DELAWARE NY
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1002
Census Tract	970401

Owner

1318 River Rd is owned by two individuals who bought it in November 2025.

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	499 MAIN ST, 2, FRANKLIN, NY 13775-7709
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Dec 21, 2023	Deed, Transfer
Jan 26, 2023	Deed, Transfer
May 20, 2022	Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Document Number	20257231
Deed Book / Page	1836 / 288
Prior Transfer Date	Apr 26, 2022
Prior Transfer Doc	001712/242
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Nov 24, 2025
Property Address	1318 RIVER RD, UNADILLA, NY 13849-2366
Document Number	001836/288
Book / Page	1836 / 288
Instrument Date	Nov 24, 2025
Instrument	7231
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	499 MAIN ST # 2, 2, FRANKLIN, NY 13775-7709

Mortgage

Document Number	0000007232
Date	Nov 24, 2025
Instrument	7232

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Dec 21, 2023
Property Address	1318 RIVER RD, UNADILLA, NY 13849-2366
Document Number	001771/205
Book / Page	1771 / 205
Instrument Date	Jun 16, 2023
Instrument	8105
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 S AVENUE A, GALLOWAY, NJ 08205-9405

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jan 26, 2023
Property Address	1318 RIVER RD, UNADILLA, NY 13849-2366
Document Number	001739/187
Book / Page	1739 / 187
Instrument Date	Jul 11, 2022
Instrument	565
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

May 2022: Deed, Foreclosure

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	May 20, 2022
Property Address	1318 RIVER RD, UNADILLA, NY 13849-2366
Document Number	001712/242
Book / Page	1712 / 242
Instrument Date	Apr 26, 2022
Instrument	4101
Transaction Type	Foreclosure
Record Updated	Jun 14, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD, HIGHLANDS RANCH, CO 80129-2302

Tax Assessment & Valuation

The 2026 property tax bill for 1318 River Rd was $3,688, up 0.5% from the year before.

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Sidney Town
Unified School District	Otego-Unadilla Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,688.00 (+0.55%)
2025	$3,668.00 (+25.7%)	$83,160 (-) Land $8,700 Building $74,460	$166,320 (+9.6%) Land $17,400 Building $148,920
2024	$2,918.00	$83,160 (-) Land $8,700 Building $74,460	$151,752 (+6.87%) Land $15,876 Building $135,876
2023		$83,160 (-) Land $8,700 Building $74,460	$142,000 (+9.74%) Land $14,856 Building $127,144
2022		$83,160 Land $8,700 Building $74,460	$129,400 Land $13,538 Building $115,862
2020	$3,608.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1318 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Delhi Telephone Company.

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