1318 Race St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 1318 Race St, Cincinnati, OH 45202

Property Summary

Property Type	Condominium
Details	2 ba · 1,130 sqft · built 1905
Lot Size	0.094 acres (4,119 sqft)
Owner	Company Name on File
Tax Bill	$4,055 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`081-0004-0442-00`

Property Details

APN / Parcel Number

Primary APN	`081-0004-0442-00`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,119 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1318 RACE ST
City	CINCINNATI
State	OH
Zip	45202-7111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3 13% PARKSITE CONDO
Legal Subdivision	PARKSITE CONDO
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

1318 Race St, a condominium, is owned by a company.

Source: Hamilton County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1001 MADISON AVE, COVINGTON, KY 41011-3113
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO
Apr 29, 2020	Loan Modification, Mortgage HEARTLAND BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2022
Property Address	1318 RACE ST # 3, 3, CINCINNATI, OH 45202-7111
Document Number	0000007804
Book / Page	14588 / 1361
Instrument Date	Jan 7, 2022
Instrument	2022-0007804
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,666.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 MADISON AVE, COVINGTON, KY 41011-3113

Mortgage

Document Number	0000007805
Date	Jan 21, 2022
Instrument	2022-0007805

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 18, 2032

Interest

Rate Type	Adjustable Rate

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1318 RACE ST # 3, 3, CINCINNATI, OH 45202-7111
Document Number	0000039659
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1316 RACE ST #3 CINCINNATI OH 452027111, 3, CINCINNATI, OH 45202-7111

Mortgage

Document Number	0000039659
Date	Apr 29, 2020
Book Page	014157/002567
Instrument	39659

Lender

Name	HEARTLAND BK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Race St was $4,055, down 2.7% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,055.00 (-2.69%)	$157,339 (-) Land $23,625 Building $133,714	$449,540 Land $67,500 Building $382,040
2024	$4,167.00 (-2.87%)	$157,339 (-) Land $23,625 Building $133,714
2023	$4,290.00 (-3.16%)	$157,339 (+3.75%) Land $23,625 Building $133,714	$449,540 Land $67,500 Building $382,040
2022	$4,430.00	$151,655 Land $23,625 Building $128,030
2020			$433,300 Land $67,500 Building $365,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Race St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1318 Race St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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