1318 N Main St, Temple, TX 76501 Property Records

Bell County property record for 1318 N Main St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,994 sqft · built 1915
Lot Size	0.241 acres (10,511 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,254 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0075340000`

Property Details

APN / Parcel Number

Primary APN	`0075340000`
Alternative APNs	`112096` `861468`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,994 sqft Living Area
1st Floor Area	2,096 sqft
2nd Floor Area	898 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,511 sqft (0.241 acres)
Lot Dimensions	113 ft deep x 93 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	368 sqft

Location & Zoning

Account Number	861468
Street Address	1318 N MAIN ST
City	TEMPLE
State	TX
Zip	76501-2019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	KYLE'S ADDITION, BLOCK 009, LOT PT 1, 2, (E 1/2 OF 1 & N 24' OF E 120.25 OF 2) (E 1/2 OF 1 & N 24' OF E 120.25 OF 2)
Legal Subdivision	KYLE'S ADDITION
Legal Block	9
Legal Lot Number	1,2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2034
Census Tract	20500

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1318 N MAIN ST, TEMPLE, TX 76501-2019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 19, 2019	Warranty Deed, Transfer · FHA Mortgage JG WENTWORTH HM LNDG
Jan 5, 2017	Vendor's Lien, Transfer · Conventional Mortgage INFINITY FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020
Deed Sale	Jun 19, 2020
Prior Sale	Jun 19, 2019
Deed Document Number	2020-00029736
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1318 N MAIN ST, TEMPLE, TX 76501-2019
Document Number	0000029689
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	SOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1318 N MAIN ST TEMPLE TX 765012019, TEMPLE, TX 76501-2019

Mortgage

Document Number	0000029689
Date	Jun 19, 2020
Instrument	29689

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jun 19, 2019
Property Address	1318 N MAIN ST, TEMPLE, TX 76501-2019
Document Number	0000026421
Book / Page	010888 / 000653
Instrument Date	Jun 14, 2019
Instrument	26421
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1318 N MAIN ST TEMPLE TX 765012019, TEMPLE, TX 76501-2019

Mortgage

Document Number	26422
Date	Jun 19, 2019
Book Page	010888/000657
Instrument	26422

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jan 5, 2017
Property Address	1318 N MAIN ST, TEMPLE, TX 76501-2019
Document Number	0000000612
Map Reference	VOL195 PG378
Instrument Date	Jan 3, 2017
Instrument	2017-00000612
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15004 SENDERO LN, 15004, WOODWAY, TX 76712-7570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 N MAIN ST, TEMPLE, TX 76501-2019

Mortgage

Document Number	0000000613
Date	Jan 5, 2017
Instrument	2017-00000613

Lender

Name	INFINITY FINANCIAL GROUP LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,254.00 (-6.11%) Homeowner's exemption	$313,254 Land $19,967 Building $293,287	$313,254 Land $19,967 Building $293,287
2022	$5,596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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