1318 N 1st St, Temple, TX 76501 Property Records

Bell County property record for 1318 N 1st St, Temple, TX 76501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 1928
Lot Size	0.132 acres (5,759 sqft)
Owner	Individual Name on Record
Tax Bill	$899 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0089310000`

Property Details

APN / Parcel Number

Primary APN	`0089310000`
Alternative APNs	`840594` `19954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1928
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,759 sqft (0.132 acres)
Lot Dimensions	120 ft deep x 48 ft wide
Porch	Open Porch
Porch Area	88 sqft

Location & Zoning

Account Number	840594
Street Address	1318 N 1ST ST
City	TEMPLE
State	TX
Zip	76501-2049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	NORTH PARK, BLOCK 017, LOT PT 1, (NE 48' X 120' OF 1) (NE 48' X 120' OF 1)
Legal Subdivision	NORTH PARK
Legal Block	17
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2033
Census Tract	20500

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1318 N 1ST ST, TEMPLE, TX 76501-2049
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020
Deed Sale	Jun 1, 2020
Prior Sale	Mar 5, 2018
Deed Document Number	2020-00025685
Record Updated	Jun 7, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 1, 2020
Property Address	1318 N 1ST ST, TEMPLE, TX 76501-2049
Document Number	0000025685
Map Reference	VOL 195 PG 577
Instrument Date	May 28, 2020
Instrument	2020-00025685
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3010 IRA YOUNG DR APT 414, 414, TEMPLE, TX 76504-6375

Mortgage

Document Number	0000025686
Date	Jun 1, 2020
Instrument	2020-00025686

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Mar 5, 2018
Property Address	1318 N 1ST ST, TEMPLE, TX 76501-2049
Document Number	0000008558
Instrument Date	Mar 1, 2018
Instrument	8558
Transaction Type	Transfer
Record Updated	Apr 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1509 W AVENUE J TEMPLE TX 765045362, TEMPLE, TX 76504-5362

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$899.00 (-62.4%) Homeowner's exemption	$107,626 Land $17,280 Building $90,346	$107,626 Land $17,280 Building $90,346
2022	$2,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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