1318 McClaren Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 1318 McClaren Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,919 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Jun 2019)
Tax Bill	$10,945 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0353-008-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0353-008-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,919 sqft Living Area
1st Floor Area	2,825 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1318 MCCLAREN DR
City	CARMICHAEL
State	CA
Zip	95608-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4 (PC)
Legal Description	DEL DAYO RIVIERA 02, LOT 98
Legal Subdivision	DEL DAYO RIVIERA 02
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	5804

Owner

1318 McClaren Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1318 MCCLAREN DR, CARMICHAEL, CA 95608-6120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Jan 12, 2011 · Amount on File
Deed Book / Page	20190628 / 1135
Prior Transfer Date	Jun 7, 2010
Prior Transfer Doc	0000000428
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1318 MCCLAREN DR, CARMICHAEL, CA 95608-6120
Document Number	2005211061
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1318 MCCLAREN DR CARMICHAEL CA 956086120, CARMICHAEL, CA 95608-6120

Mortgage

Document Number	2005211061
Date	May 21, 2020
Instrument	2005211061

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1318 MCCLAREN DR, CARMICHAEL, CA 95608-6120
Document Number	1906281137
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6 RIVERSHORE CT SACRAMENTO CA 958315768, SACRAMENTO, CA 95831-5768

Mortgage

Document Number	1906281137
Date	Jun 28, 2019
Instrument	1906281137

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2019
Property Address	1318 MCCLAREN DR, CARMICHAEL, CA 95608-6120
Document Number	1906281135
Instrument Date	Jun 19, 2019
Instrument	1906281135
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1318 MCCLAREN DR CARMICHAEL CA 956086120, CARMICHAEL, CA 95608-6120

Mortgage

Document Number	1906281136
Date	Jun 28, 2019
Instrument	1906281136

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1318 McClaren Dr was $10,945, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$921,634 (+2%) Land $284,453 Building $637,181
2025	$10,945.00 (+0.95%)	$903,564 Land $278,876 Building $624,688
2024	$10,842.00 (+2.57%)
2023	$10,570.00 (+0.54%)	$868,480 Land $268,048 Building $600,432
2022	$10,513.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1318 McClaren Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 McClaren Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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