1318 Lorane Dr, Grand Rapids, MN 55744 Property Records

Itasca County property record for 1318 Lorane Dr, Grand Rapids, MN 55744

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,232 sqft · built 1976
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,720 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-455-0110`

Property Details

APN / Parcel Number

Primary APN	`93-455-0110`
Alternative APNs	`18269` `38856`

Interior

Bedrooms	4 Beds
Building Area	1,232 sqft Base Area
1st Floor Area	1,232 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	72 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	38856
Street Address	1318 LORANE DR
City	GRAND RAPIDS
State	MN
Zip	55744-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2-BLK 1
Legal Range	25W
Legal Township	55N
Legal Section	14
Legal Subdivision	GLENWOOD ACRES
Legal Block	1
Legal Lot Number	2
Jurisdiction	ITASCA MN
Township / Civil Division	LA PRAIRIE
Census Block Group	1
Census Block	1010
Census Tract	480902

Owner

1318 Lorane Dr is owned and occupied by two individuals.

Source: Itasca County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1318 LORANE DR, GRAND RAPIDS, MN 55744-3327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FEDERAL CREDIT UNION
Mar 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AFFINITY PLUS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Recording Date	Sep 4, 2026
Property Address	1318 LORANE DR, GRAND RAPIDS, MN 55744-3327
Document Number	0000800031
Instrument Date	Aug 25, 2026
Instrument	2026800031
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000800031,
Date	Sep 4, 2026
Instrument	2026800031

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2031

Interest

Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	1318 LORANE DR, GRAND RAPIDS, MN 55744-3327
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000762163
Date	Apr 5, 2022
Instrument	A000762163

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	1318 LORANE DR, GRAND RAPIDS, MN 55744-3327
Transaction Type	Mortgage
Record Updated	Apr 21, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000738920
Date	Mar 23, 2020
Instrument	A000738920

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1318 Lorane Dr was $1,720 with a homeowner's exemption.

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	La Prairie City
Unified School District	Greenway Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,720.00 Homeowner's exemption
2025		$206,700 Land $33,400 Building $173,300	$206,700 Land $33,400 Building $173,300
2024	$2,074.00
2022		$205,900 Land $32,300 Building $173,600	$205,900 Land $32,300 Building $173,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Lorane Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Lorane Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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