1318 Lisa St, Waco, TX 76705 Property Records

McLennan County property record for 1318 Lisa St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1962
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2018)
Tax Bill	$1,337 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-034000-001000-0`

Property Details

APN / Parcel Number

Primary APN	`28-034000-001000-0`
Alternative APNs	`2803400000100000111` `124903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,245 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	594 sqft
Driveway	Concrete Driveway
Driveway Area	265 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	216 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1318 LISA ST
City	WACO
State	TX
Zip	76705-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOORE TRENT LOT 10 BLOCK 1 ACRES .2571
Legal Subdivision	MOORE TRENT
Legal Block	1
Legal Lot Number	10
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2013
Census Tract	1600

Owner

1318 Lisa St is owned and occupied by two individuals who bought it in March 2018.

Source: McLennan County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1318 LISA ST, WACO, TX 76705-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Nov 22, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Mar 9, 2018	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2018 · Amount on File
Deed Sale	Mar 9, 2018 · Amount on File
Prior Sale	Nov 7, 2014
Deed Document Number	20187637
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Sep 23, 2026
Property Address	1318 LISA ST, WACO, TX 76705-2533
Document Number	0000030766
Instrument Date	Sep 18, 2026
Instrument	202630766
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 LISA ST, WACO, TX 76705-2533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030766,
Date	Sep 23, 2026
Instrument	202630766

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1318 LISA ST, WACO, TX 76705-2533
Document Number	0000019081
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 LISA ST WACO TX 767052533, WACO, TX 76705-2533

Mortgage

Document Number	0000019081
Date	Jun 11, 2020
Instrument	19081

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 9, 2018
Property Address	1318 LISA ST, WACO, TX 76705-2533
Document Number	0000007637
Map Reference	VOL909 PG31
Instrument Date	Mar 9, 2018
Instrument	2018007637
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 LISA ST, WACO, TX 76705-2533

Mortgage

Document Number	0000007638
Date	Mar 9, 2018
Instrument	2018007638

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Lisa St was $1,337 with a homeowner's exemption, down 8.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bellmead City
County	McLennan County
Unified School District	La Vega Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,689 (+2.39%) Land $24,752 Building $132,937	$157,689 (+0.54%) Land $24,752 Building $132,937
2025	$1,337.00 (-8.17%) Homeowner's exemption	$154,001 Land $22,510 Building $134,330	$156,840 Land $22,510 Building $134,330
2024	$1,456.00
2023		$211,560 Land $22,510 Building $189,050	$211,560 Land $22,510 Building $189,050
2022	$1,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Lisa St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Lisa St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLMEAD serves 10,664 people · EPA ID TX1550001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Lisa St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures