1318 Huron Ave, San Mateo, CA 94401 Property Records

San Mateo County property record for 1318 Huron Ave, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1947
Lot Size	0.128 acres (5,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Jan 2026)
Tax Bill	$6,731 (2025)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Jan 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`033-192-040`

Property Details

APN / Parcel Number

Primary APN	`033-192-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	930 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	5,575 sqft (0.128 acres)
Lot Dimensions	113 ft deep x 49 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1318 HURON AVE
City	SAN MATEO
State	CA
Zip	94401-1333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 5 BLOCK 3 SHORE VIEW TRACT MAP NO 5 RSM 25/41 42 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT MAP NO 5
Legal Tract	5
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2008
Census Tract	606100

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jan 20, 2026	Grant Deed, Transfer · Conventional Mortgage MECHANICS BANK
May 10, 2019	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Nov 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit SAN FRANCISCO POLICE CU
May 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage SAN FRANCISCO POLICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Deed Document Number	20262858
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	0000011521
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 HURON AVE, SAN MATEO, CA 94401-1333

Mortgage

Document Number	0000167580
Date	Dec 8, 2021
Instrument	2021-167580

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 20, 2026
Property Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Document Number	0000002858
Map Reference	MB 25 PG 41&42
Instrument Date	Jan 9, 2026
Instrument	2026-002858
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,845.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1318 HURON AVE, SAN MATEO, CA 94401-1333

Mortgage

Document Number	0000002859
Date	Jan 20, 2026
Instrument	2026-002859

Lender

Name	MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Feb 1, 2036
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	1-Year T-Bill
Max Rate	11.8%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035284
Date	May 10, 2019
Instrument	2019-035284

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LAKEWOOD, NJ 08701

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 HURON AVE, SAN MATEO, CA 94401-1333

Mortgage

Document Number	0000134991
Date	Nov 30, 2020
Instrument	2020-134991

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	915 Months
Due	Feb 15, 2097

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Document Number	0000096360
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1318 HURON AVE SAN MATEO CA 944011333, SAN MATEO, CA 94401-1333

Mortgage

Document Number	0000096360
Date	Oct 31, 2017
Instrument	96360

Lender

Name	SAN FRANCISCO POLICE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1318 HURON AVE, SAN MATEO, CA 94401-1333
Document Number	0000047965
Instrument Date	May 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1318 HURON AVE SAN MATEO CA 944011333, SAN MATEO, CA 94401-1333

Mortgage

Document Number	0000047965
Date	Jun 5, 2017
Instrument	47965

Lender

Name	SAN FRANCISCO POLICE CU
Type	Credit Union
Address	SAN FRANCISCO, CA 94122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,353 (+2%) Land $120,691 Building $257,662
2025	$6,731.00 (+4.13%) Homeowner's exemption	$370,935 (+4.04%) Land $118,325 Building $252,610
2024	$6,464.00 (+5.76%)
2023	$6,112.00 (-3.91%) Homeowner's exemption	$356,534 Land $113,731 Building $242,803	$967,770
2022	$6,361.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–2014)
Most Recent Claim	Dec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 779 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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