Anne Arundel County property record for 1318 Harbor Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,094 sqft · built 1987 |
| Lot Size | 0.586 acres (25,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Jan 2010) |
| Tax Bill | $6,190 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-597-90050759 |
| Primary APN | 02-597-90050759 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| Gross Area | 1,238 sqft |
| 1st Floor Area | 870 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,520 sqft (0.586 acres) |
| Porch | Enclosed Porch |
| Porch Area | 144 sqft |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 59790050759 |
|---|---|
| Street Address | 1318 HARBOR RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 36 BK 15 PL 3 OYSTER HARBOR |
| Legal Subdivision | OYSTER HARBOR |
| Legal Block | 15 |
| Legal Lot Number | 36 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 702602 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1318 HARBOR RD, ANNAPOLIS, MD 21403-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2010 · Amount on Record |
| Deed Sale | Jan 6, 2010 · Amount on Record |
| Prior Sale | Sep 27, 2000 · Amount on Record |
| Deed Document Number | 201010621 |
| Deed Book / Page | 21849 / 103 |
| Record Updated | Oct 29, 2026 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,100 (+6.09%) Land $289,300 Building $135,800 | $425,100 (+6.09%) Land $289,300 Building $135,800 | |
| 2025 | $6,190.00 (+41.49%) | ||
| 2023 | $4,375.00 | $400,700 Land $264,300 Building $136,400 | $400,700 Land $264,300 Building $136,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 policies |
| Nearby Flood Policies | 265 in force |
| Nearby Flood Claims | 76 (1978–2024) |
| Claims Outside the SFHA | 24 of 76 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
5G and 4G LTE (outdoors only)
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