Monmouth County and Ocean Township property record for 1318 Franklin Ave, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,901 sqft · built 1990 |
| Lot Size | 0.39 acres (17,001 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,038 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00200-0000-00008 |
| Primary APN | 37-00200-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,901 sqft Living Area |
| 1st Floor Area | 1,669 sqft |
| Upper Floors Area | 1,669 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,001 sqft (0.39 acres) |
| Lot Dimensions | 200 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 544 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 3700221000000026 |
|---|---|
| Street Address | 1318 FRANKLIN AVE |
| City | OCEAN |
| State | NJ |
| Zip | 07712-3512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF15 |
| Legal Block | 200 |
| Legal Lot Number | 8 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 806600 |
1318 Franklin Ave is owned and occupied by two individuals who acquired it in August 2007.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1318 FRANKLIN AVE, OCEAN, NJ 07712-3512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 23, 2007 |
| Transfer Doc | 0086768810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 1318 FRANKLIN AVE, OCEAN, NJ 07712-3512 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0097665938 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 9766/5938 |
| Instrument | 2025092814 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1318 Franklin Ave was $14,038, down 2.3% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,084,200 (+6.5%) Land $637,100 Building $447,100 | $1,084,200 (+6.5%) Land $637,100 Building $447,100 | |
| 2025 | $14,038.00 (-2.27%) | $1,018,000 Land $649,900 Building $368,100 | $1,018,000 Land $649,900 Building $368,100 |
| 2024 | $14,364.00 | ||
| 2023 | $743,500 Land $393,800 Building $349,700 | $743,500 Land $393,800 Building $349,700 | |
| 2022 | $10,659.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1318 Franklin Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1983–2024) |
| Claims Outside the SFHA | 17 of 19 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1318 Franklin Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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