1318 Forest Ave, Wilmette, IL 60091 Property Records

Cook County property record for 1318 Forest Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,762 sqft · built 1903
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Oct 2020)
Tax Bill	$16,719 (2023)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-27-313-016`

Property Details

APN / Parcel Number

Primary APN	`05-27-313-016`
Alternative APN	`05-27-313-016-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,762 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1904
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,700 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1318 FOREST AVE
City	WILMETTE
State	IL
Zip	60091-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(GROVERS) RESUB OF SUB OF BLK28 IN QUILMETTE RESERVE, WILMETT VILLAGE IN SEC 27-42-13
Legal Range	13E
Legal Township	42N
Legal Section	27
Legal Subdivision	GROVERS RESUB OF SUB OF BLK28 IN QUILM
Legal Block	28
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4004
Census Tract	801300

Owner

1318 Forest Ave is owned and occupied by an individual who bought it in October 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1318 FOREST AVE, WILMETTE, IL 60091-1659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Warranty Deed, Transfer GUARANTEED RATE
Feb 20, 2020	Deed of Trust, Mortgage SUMMIT FNDG
May 31, 2019	Warranty Deed, Transfer SUMMIT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	202044038
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 20, 2020
Property Address	1318 FOREST AVE, WILMETTE, IL 60091-1659
Document Number	2029244038
Instrument Date	Jul 13, 2020
Instrument	29244038
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1029 LAKE ST WILMETTE IL 60091, WILMETTE, IL 60091

Mortgage

Document Number	2029244039
Date	Oct 20, 2020
Instrument	29244039

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1318 FOREST AVE, WILMETTE, IL 60091-1659
Document Number	2007706105
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	NOVAS TITLE COMPANY LLC, NOVAS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 FOREST AVE WILMETTE IL 600911659, WILMETTE, IL 60091-1659

Mortgage

Document Number	2007706105
Date	Mar 17, 2020
Instrument	7706105

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 31, 2019
Property Address	1318 FOREST AVE, WILMETTE, IL 60091-1659
Document Number	1915157040
Instrument Date	May 8, 2019
Instrument	15157040
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$779.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1318 FOREST AVE WILMETTE IL 600911659, WILMETTE, IL 60091-1659

Mortgage

Document Number	1915157041
Date	May 31, 2019
Instrument	15157041

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, IL 95815

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,000 Land $28,275 Building $70,725	$990,000 Land $282,750 Building $707,250
2023	$16,719.00 (-34.31%)
2022	$25,451.00	$121,925 Land $23,925 Building $98,000	$1,219,250 Land $239,250 Building $980,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1318 Forest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1318 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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