Richmond City property record for 1318 Floyd Ave, Richmond, VA 23220
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,619 sqft · built 1910 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,236 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2017 Mortgage |
| APN | W-000-0457-022 |
| Primary APN | W-000-0457-022 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,619 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Basement Area | 240 sqft |
| Unfinished Basement | 240 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 180 ft deep x 31 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1318 FLOYD AVE |
|---|---|
| City | RICHMOND |
| State | VA |
| Zip | 23220-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 SINGLE |
| Legal Description | 0031.00X0180.00 0000.128 AC 21' PARCEL & 10' ALLEY |
| Jurisdiction | RICHMOND CITY VA |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 40400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fan Area Historic District listed 1985 · 2,837 contributing resources · NRIS 85002243 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1318 Floyd Ave is owned and occupied by an individual.
Source: Richmond City records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1318 FLOYD AVE, RICHMOND, VA 23220-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VBS MTG |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NEW YORK CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 1318 FLOYD AVE, RICHMOND, VA 23220-4825 |
| Document Number | 0000022285 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1318 FLOYD AVE RICHMOND VA 232204825, RICHMOND, VA 23220-4825 |
| Document Number | 0000022285 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 22285 |
| Name | VBS MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND CITY VA |
| Property Address | 1318 FLOYD AVE, RICHMOND, VA 23220-4825 |
| Document Number | 0000020992 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000020992 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 20992 |
| Name | NEW YORK CMNTY BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2026 property tax bill for 1318 Floyd Ave was $10,236, up 8.7% from the year before.
Source: Richmond City assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Richmond City |
| Unified School District | Richmond City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,236.00 (+8.66%) | $853,000 Land $285,000 Building $568,000 | $853,000 Land $285,000 Building $568,000 |
| 2025 | $9,420.00 | ||
| 2024 | $723,000 Land $255,000 Building $468,000 | ||
| 2023 | $723,000 Land $255,000 Building $468,000 | ||
| 2020 | $20.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1318 Floyd Ave; there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1980) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1318 Floyd Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RICHMOND serves 233,655 people · EPA ID VA4760100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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