1318 Emerald Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 1318 Emerald Dr, Great Falls, MT 59404

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,539 sqft · built 2006
Lot Size	0.005 acres (246 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,500 (Dec 2021)
Tax Bill	$2,225 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`R0217962`

Property Details

APN / Parcel Number

Primary APN	`R0217962`
Alternative APNs	`02-3015-10-4-06-08-7003` `0000647363`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	246 sqft (0.005 acres)
View / Lot	Golf Course
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000647363
Street Address	1318 EMERALD DR
City	GREAT FALLS
State	MT
Zip	59404-2717
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EMERALD GREENS CONDOMINIUM, S10, T20 N, R03 E, EMERALD GREENS CONDO UNIT 3
Legal Range	03E
Legal Township	20N
Legal Section	10
Legal Subdivision	EMERALD GREENS CONDO
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	4
Census Block	4017
Census Tract	1600

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1318 EMERALD DR, GREAT FALLS, MT 59404-2717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage STOCKMAN BANK OF MONTANA
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage STOCKMAN BANK
May 8, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	May 8, 2017
Deed Document Number	2021421925
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	1318 EMERALD DR, GREAT FALLS, MT 59404-2717
Transaction Type	Mortgage
Record Updated	Aug 30, 2023
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 EMERALD DR, GREAT FALLS, MT 59404-2717

Mortgage

Document Number	00R0446982
Date	Aug 10, 2023
Instrument	R0446982

Lender

Name	STOCKMAN BANK OF MONTANA
Type	Bank
Address	GREAT FALLS, MT 59401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2033

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Dec 1, 2021
Property Address	1318 EMERALD DR, GREAT FALLS, MT 59404-2717
Document Number	00R0421925
Map Reference	PL P-2017-0000003
Instrument Date	Nov 1, 2021
Instrument	R0421925
Transaction Type	Transfer
Record Updated	Dec 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1318 EMERALD DR, GREAT FALLS, MT 59404-2717

Mortgage

Document Number	00R0421926
Date	Dec 1, 2021
Instrument	R0421926

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	May 8, 2017
Property Address	1318 EMERALD DR, GREAT FALLS, MT 59404-2717
Document Number	0000339066
Instrument Date	May 8, 2017
Instrument	339066
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 EMERALD DR GREAT FALLS MT 594042717, GREAT FALLS, MT 59404-2717

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,225.00 (-8.81%)	$372,000 (-)
2025	$2,440.00 (-20.6%)	$372,000 (+22.61%)	$372,000 (+22.61%) Land $13,047 Building $358,953
2023	$3,073.00	$303,400	$303,400 Land $10,252 Building $293,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1978–2014)
Claims Outside the SFHA	11 of 19
Most Recent Claim	Nov 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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