1318 Ebb Tide Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 1318 Ebb Tide Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 2018
Owner	Individual Name on File
Last Sale	$175,080 (Jul 2018)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Feb 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10B-7-S-6`

Property Details

APN / Parcel Number

Primary APN	`10B-7-S-6`
Alternative APN	`15272`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15272
Old Parcel Number	10B-7-S-6
Street Address	1318 EBB TIDE DR
City	COLONIAL BEACH
State	VA
Zip	22443-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	EBB TIDE BEACH LOT 6 BK S SEC GDB 928 PG 307 R/S
Legal Subdivision	G EBB TIDE BEACH
Legal Block	S
Legal Lot Number	6
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3029
Census Tract	10300

Owner

1318 Ebb Tide Dr is owned and occupied by an individual who acquired it in February 2020.

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST
Feb 7, 2020	Intrafamily Transfer, Transfer
Feb 7, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance A1 MORTGAGE GROUP LLC
Jul 27, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage C&F MORTGAGE CORPORATION
Jul 27, 2018	Warranty Deed, Subdivision Related Transfer LAWYERS TITLE/WESTMORELAND
Nov 13, 2017	Warranty Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Feb 7, 2020
Deed Document Number	0009091351
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9010645
Date	Nov 13, 2017
Instrument	9010645

Lender

Name	UNION BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 7, 2020
Property Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Document Number	0009280307
Instrument Date	Jan 31, 2020
Instrument	09280307
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 7, 2020
Property Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Document Number	0009280288
Instrument Date	Jan 31, 2020
Instrument	09280288
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005

Mortgage

Document Number	09280290
Date	Feb 7, 2020
Instrument	09280290

Lender

Name	A1 MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 27, 2018
Property Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Document Number	0009091351
Instrument Date	Jul 27, 2018
Instrument	09091351
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005

Mortgage

Document Number	0009091354
Date	Jul 27, 2018
Instrument	09091354

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 27, 2018
Property Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Document Number	09091351
Instrument Date	Jul 27, 2018
Instrument	09091351
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Nov 13, 2017
Property Address	1318 EBB TIDE DR, COLONIAL BEACH, VA 22443-5005
Document Number	0009010622
Instrument Date	Nov 2, 2017
Instrument	9010622
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE/WESTMORELAND

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 160, COLONIAL BEACH, VA 22443-0160

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Ebb Tide Dr was $1,437.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00	$211,400 Land $18,500 Building $192,900	$211,400 Land $18,500 Building $192,900
2023	$1,310.00	$211,400 Land $18,500 Building $192,900	$211,400 Land $18,500 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Ebb Tide Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Ebb Tide Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ebb Tide Dr

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