1318 E Oak St, Cushing, OK 74023 Property Records

Payne County property record for 1318 E Oak St, Cushing, OK 74023 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1983
Square Footage	1,160 sqft Living Area
Lot Size	6,999 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$129,000 (2026)
Tax Bill	$903.00 (2025)

Owner

Source: Payne County records · APN 17N05E-03-1-CH360-024-0034

Assessment roll updated February 6, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1318 E OAK ST, CUSHING, OK 74023-3642
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Doc Number	20264719
Deed Book / Page	2936 / 463
Prior Transfer Date	Mar 24, 2015
Prior Transfer Doc	0022500157
Record Refreshed	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	May 04, 2026
Property Address	1318 E OAK ST, CUSHING, OK 74023-3642
Document Number	0000004719
Book / Page	2936 / 463
Instrument Date	May 04, 2026
Instrument	2026.4719
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	AMERICAN REAL TITLE, AMERICAN EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$19,543.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 E OAK ST, CUSHING, OK 74023-3642

Mortgage

Document Number	0000004720,
Date	May 04, 2026
Instrument	2026..4720

Lender

Name	SENTE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Cushing City
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$903.00 (+9.99%)	$9,693 (-) Land $358 Building $9,335
2024	$821.00 (+5.53%)	$9,693 (+5%) Land $358 Building $9,335	$108,060 (-0.17%) Land $4,000 Building $104,060
2023	$778.00 (+3.87%)	$9,231 (+4.99%) Land $426 Building $8,805	$108,240 (+19.43%) Land $5,000 Building $103,240
2022	$749.00	$8,792 Land $485 Building $8,307	$90,630 Land $5,000 Building $85,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Payne County (40119C), updated January 22, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`17N05E-03-1-CH360-024-0034`
Alternative APNs	`600006805` `6805`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	1 Rooms
Building Area	1,160 sqft Living Area
1st Floor	1,160 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,999 sqft (0.161 acres)
Depth X Width	140 ft x 50 ft Depth x Width
Garage Type	Attached Garage
Garage Area	322 sqft Garage
Patio Area	80 sqft Patio
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	6805
Street Address	1318 E OAK ST
City	CUSHING
State	OK
Zip	74023-3642
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIGHLANDS ADD BLK 24 LOTS 34-35
Legal Range	05E
Legal Township	17N
Legal Section	03
Legal Subdivision	HIGHLANDS ADD
Legal Block	24
Legal Lot Number	34,35
Jurisdiction	PAYNE OK
Minor Civil Division	CUSHING
Census Blockgroup	4
Census Block	4066
Census Tract	11301