Spokane County property record for 1318 E Joseph Ave, Spokane, WA 99208 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,080 sqft · built 2014 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Feb 2019) |
| Tax Bill | $4,793 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36321.2330 |
| Primary APN | 36321.2330 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,080 sqft Living Area |
| Gross Area | 2,572 sqft |
| 1st Floor Area | 1,059 sqft |
| 2nd Floor Area | 1,021 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,250 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Canopy | 83 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1318 E JOSEPH AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-3452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32-26-43, LANCASTERS 2ND ADD, BEG AT NE COR OF LT 3, BLK 14; TH S 35 FT; TH W 2 FT; TH S 45 FT; TH E 4 FT; TH S 45 FT TO S LN OF LT 2, BLK 14; TH W ALG SD S LN 52 FT TO SW COR OF LT 3, BLK 14; TH N 125 FT TO NW COR OF LT 3, BLK 14; TH E 50 FT TO POB. |
| Legal Range | 43 |
| Legal Township | 26 |
| Legal Section | 32 |
| Legal Subdivision | LANCASTERS 2ND ADD |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 302 |
Source: Spokane County records · APN 36321.2330
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · VA Mortgage M5 FINANCIAL |
| Jun 20, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage SPOKANE TEACHERS CU |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 20, 2020 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 01, 2019 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FIN'L |
| Mar 12, 2019 | Correction Deed NEXTITLE |
| Feb 05, 2019 | Warranty Deed, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2019 · Amount on Record |
| Deed Sale | Feb 05, 2019 · Amount on Record |
| Prior Sale | Apr 04, 2014 · Amount on Record |
| Deed Document Number | 20196780204 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Document Number | 0007443407 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 7443407 |
| Name | M5 FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92122 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007291092 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 7291092 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99210 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 05, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0006694527 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 6694527 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006912239 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 6912239 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Document Number | 0006787532 |
| Instrument Date | Feb 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2019 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1318 E JOSEPH AVE SPOKANE WA 992083452, SPOKANE, WA 99208-3452 |
| Document Number | 0006787532 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 6787532 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 12, 2019 |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Document Number | 0006787531 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 6787531 |
| Record Updated | Mar 28, 2019 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1318 E JOSEPH AVE SPOKANE WA 992083452, SPOKANE, WA 99208-3452 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 05, 2019 |
| Property Address | 1318 E JOSEPH AVE, SPOKANE, WA 99208-3452 |
| Document Number | 0006780204 |
| Map Reference | VOL B PG 70 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 6780204 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,633.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1318 E JOSEPH AVE, SHAFTER, CA 93263 |
| Document Number | 0006780205 |
|---|---|
| Date | Feb 05, 2019 |
| Instrument | 6780205 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,793.00 (+9.3%) | $439,900 (-6.34%) Land $80,000 Building $359,900 | $439,900 (-6.34%) Land $80,000 Building $359,900 |
| 2025 | $4,385.00 (+2.41%) | $469,700 (+19.43%) Land $80,000 Building $389,700 | $469,700 (+19.43%) Land $80,000 Building $389,700 |
| 2024 | $4,282.00 (+11.34%) | $393,300 (+23.99%) Land $65,000 Building $328,300 | $393,300 (+23.99%) Land $65,000 Building $328,300 |
| 2023 | $3,846.00 (+3.67%) | $317,200 Land $44,000 Building $273,200 | $317,200 Land $44,000 Building $273,200 |
| 2022 | $3,710.00 |
Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures