1318 E 55th St, Savannah, GA 31404 Property Records

Chatham County property record for 1318 E 55th St, Savannah, GA 31404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2020
Lot Size	0.145 acres (6,299 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2021)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0097-16-014`

Property Details

APN / Parcel Number

Primary APN	`2-0097-16-014`
Alternative APN	`R319045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,356 sqft Heated Area
1st Floor Area	1,356 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Family
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Porch	Slab
Porch Area	54 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1318 E 55TH ST
City	SAVANNAH
State	GA
Zip	31404-4616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 117 WILKINS WARD
Legal Subdivision	DUPLEX EWATER
Legal Lot Number	117
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2005
Census Tract	3501

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage COASTAL EMPIRE HABITAT FOR HUMANITY
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARVER STATE BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAYOR AND ALDERMEN OF THE CITY OF SAVANN
Sep 28, 2021	Warranty Deed, Transfer · Conventional Mortgage THE COASTAL EMPIRE HABITAT FOR HUMANITY
May 16, 2019	Warranty Deed, Transfer
Jul 27, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on Record
Deed Sale	Sep 28, 2021 · Amount on Record
Prior Sale	May 16, 2019 · Amount on Record
Deed Document Number	202112856
Deed Book / Page	2557 / 124
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616

Mortgage

Document Number	0038130007
Date	Oct 23, 2025
Book Page	0000003813/0000000007

Lender

Name	COASTAL EMPIRE HABITAT FOR HUMANITY

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616

Mortgage

Document Number	0025570154
Date	Oct 5, 2021
Book Page	0000002557/0000000154

Lender

Name	CARVER STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616

Mortgage

Document Number	0025570137
Date	Oct 5, 2021
Book Page	0000002557/0000000137

Lender

Name	MAYOR AND ALDERMEN OF THE CITY OF SAVANN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 28, 2021
Property Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Document Number	0025570124
Book / Page	2557 / 124
Instrument Date	Sep 28, 2021
Instrument	2021-012856
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616

Mortgage

Document Number	0025570128
Date	Oct 5, 2021
Book Page	0000002557/0000000128

Lender

Name	THE COASTAL EMPIRE HABITAT FOR HUMANITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 16, 2019
Property Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Document Number	0016400322
Book / Page	1640 / 322
Instrument Date	May 16, 2019
Instrument	2019-005904
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13211, SAVANNAH, GA 31416-0211

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 27, 2018
Property Address	1318 E 55TH ST, SAVANNAH, GA 31404-4616
Document Number	0014100695
Book / Page	1410 / 695
Instrument Date	Jul 27, 2018
Instrument	2018-007581
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 E BAY ST, SAVANNAH, GA 31401-1225

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,520 (+5.56%) Land $24,000 Building $169,520	$483,800 (+5.56%) Land $60,000 Building $423,800
2025	$2,182.00 (+219.47%) Homeowner's exemption	$183,320 (+84.5%) Land $24,000 Building $159,320	$458,300 (+84.5%) Land $60,000 Building $398,300
2023		$99,360 (+77.43%) Land $12,000 Building $87,360	$248,400 (+77.43%) Land $30,000 Building $218,400
2022	$683.00	$56,000 Land $7,360 Building $48,640	$140,000 Land $18,400 Building $121,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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