1318 Bluff St, Beloit, WI 53511 Property Records

Rock County property record for 1318 Bluff St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,125 sqft · built 1870
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$157,000 (Jul 2026)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`206 12660585`

Property Details

APN / Parcel Number

Primary APN	`206 12660585`
Alternative APN	`12660585`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,125 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	6,534 sqft (0.15 acres)

Location & Zoning

Account Number	206 12660585
Street Address	1318 BLUFF ST
City	BELOIT
State	WI
Zip	53511-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 15 B 6 DOWS ADD ALSO EAST 1/2 OF VACATED ALLEY DOWS ADDITION
Legal Subdivision	DOWS ADDITION
Legal Lot Number	15
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2000
Census Tract	1700

Owner

1318 Bluff St is owned by a company that bought it in July 2026.

Source: Rock County records, as of July 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 993, JANESVILLE, WI 53547-0993
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INCORPORATED
Oct 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on File
Deed Sale	Jul 7, 2026 · Amount on File
Prior Sale	Oct 24, 2019 · Amount on File
Deed Document Number	20262313665
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jul 7, 2026
Property Address	1318 BLUFF ST, BELOIT, WI 53511-4202
Document Number	0002313665
Instrument Date	Jun 24, 2026
Instrument	20262313665
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,571.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0002313666,
Date	Jul 7, 2026
Instrument	20262313666

Lender

Name	MORTGAGE 1 INCORPORATED

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 24, 2019
Property Address	1318 BLUFF ST, BELOIT, WI 53511-4202
Document Number	0002139599
Instrument Date	Oct 11, 2019
Instrument	2139599
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Bluff St was $1,301.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00	$80,700 Land $9,600 Building $71,100	$88,600
2023	$1,167.00	$74,900 Land $9,600 Building $65,300	$85,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1318 Bluff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Bluff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

Nearby Properties on Bluff St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures