1318 Bell Ln, Woolford, MD 21677 Property Records

Dorchester County property record for 1318 Bell Ln, Woolford, MD 21677

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,120 sqft · built 1950
Lot Size	0.892 acres (38,837 sqft)
Owner	2 Trust Names on File
Last Sale	$580,000 (Dec 2004)
Tax Bill	$5,010 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`16-001481`

Property Details

APN / Parcel Number

Primary APN	`16-001481`
Alternative APN	`001481`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,120 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	38,837 sqft (0.892 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Deck Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001481
Street Address	1318 BELL LN
City	WOOLFORD
State	MD
Zip	21677-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 38,837 SQ. FT. W OF DEEP POINT ROAD DEEP POINT
Legal Subdivision	GARLAND P FELTY
Jurisdiction	DORCHESTER MD
Township / Civil Division	16, MADISON
Census Block Group	2
Census Block	2069
Census Tract	970804

Owner

1318 Bell Ln is owner-occupied and held in a trust since January 2025.

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	1318 BELL LN, WOOLFORD, MD 21677-1300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Apr 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2004 · Amount on File
Deed Sale	Dec 9, 2004 · Amount on File
Prior Sale	Jun 11, 1998
Deed Document Number	200440829
Deed Book / Page	618 / 255
Last Transfer Date	Jan 7, 2025
Transfer Doc	0019230060
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1318 BELL LN, WOOLFORD, MD 21677-1300
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016240143
Date	Feb 2, 2021
Book Page	1624/143

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	HOUSTON, TX 77080

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 3, 2020
Property Address	1318 BELL LN, WOOLFORD, MD 21677-1300
Document Number	0015700229
Book / Page	001570 / 000229
Instrument Date	Mar 20, 2020
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 BELL LN WOOLFORD MD 216771300, WOOLFORD, MD 21677-1300

Tax Assessment & Valuation

The 2026 property tax bill for 1318 Bell Ln was $5,010, up 2.9% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,010.00 (+2.85%)	$433,500 (+2.9%) Land $215,100 Building $218,400	$433,500 (-) Land $215,100 Building $218,400
2025	$4,871.00	$421,300	$433,500 Land $215,100 Building $218,400
2023	$4,473.00	$396,900 Land $215,100 Building $181,800	$396,900 Land $215,100 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Bell Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 196 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	196 in force
Nearby Flood Claims	178 (1978–2026)
Claims Outside the SFHA	2 of 178
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Tropical Storm Isaias, Aug 2020 · 3 claims Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 112 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Bell Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bell Ln

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