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1318 B Wilson Rd, Commerce, GA 30529 Property Records

Jackson County property record for 1318 B Wilson Rd, Commerce, GA 30529

Property Summary

Property TypeSingle Family Home
Details1 ba · 980 sqft · built 1970
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on File
Last Sale$77,500 (Jul 2014)
Tax Bill$407 (2025)
Deeds & MortgagesJun 2018 Mortgage
Dec 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN035 003A

Property Details

APN / Parcel Number

Primary APN035 003A
Alternative APN
  • 2197

Interior

Full Baths1 Bath
Stories1 Story
Building Area980 sqft Heated Area
1st Floor Area980 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area68,825 sqft (1.58 acres)

Exterior Amenities

PorchSlab
Porch Area200 sqft
Deck Area25 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2197
Street Address1318 B WILSON RD
CityCOMMERCE
StateGA
Zip30529-3818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 2 (1.58 ACRES) PLAT BK 69 PG 198
Legal SubdivisionCHAD & LINDSEY ERWIN
Legal Tract2
Legal Block69
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1081
Census Tract10300

Owner

1318 B Wilson Rd is owned and occupied by two individuals who acquired it in October 2016.

Source: Jackson County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1318 B WILSON RD, COMMERCE, GA 30529-3818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANKSOUTH MORTGAGE
Dec 29, 2017Trustee's Deed, Construction Loan · Construction Mortgage
BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2014 · Amount on File
Deed SaleJul 31, 2014 · Amount on File
Deed Document Number20142242
Deed Book / Page69C / 607
Last Transfer DateOct 7, 2016
Transfer Doc0000003011
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address1318 B WILSON RD, COMMERCE, GA 30529-3818
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00081F0535
DateJun 27, 2018
Book Page81F/535
Lender
NameBANKSOUTH MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionJACKSON GA
Recording DateDec 29, 2017
Property Address1318 B WILSON RD, COMMERCE, GA 30529-3818
Document Number0007910271
Book / Page000791 / 000271
Instrument DateDec 22, 2017
Transaction TypeConstruction Loan
Record UpdatedJan 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1318 B WILSON RD COMMERCE GA 305293818, COMMERCE, GA 30529-3818

Mortgage

Document Number7910271
DateDec 29, 2017
Book Page000791/000271
Lender
NameBANKSOUTH MTG CO LLC
AddressATLANTA, GA 30327
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 28, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1318 B Wilson Rd was $407 with a homeowner's exemption, down 49.4% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$66,440 (-) Land $19,360 Building $47,080$166,100 (-) Land $48,400 Building $117,700
2025$407.00 (-49.38%) Homeowner's exemption$66,440 (-) Land $19,360 Building $47,080$166,100 (-) Land $48,400 Building $117,700
2024$804.00 (+106.15%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$66,440 (+8.63%) Land $19,360 Building $47,080$166,100 (+8.63%) Land $48,400 Building $117,700
2023$390.00 (-3.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$61,160 (+40.53%) Land $19,360 Building $41,800$152,900 (+40.53%) Land $48,400 Building $104,500
2022$405.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$43,520 Land $9,680 Building $33,840$108,800 Land $24,200 Building $84,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 B Wilson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 B Wilson Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 11,340 people · EPA ID GA1570001
Water SourceSurface water
Last State InspectionJan 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

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