1318 Amesti Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1318 Amesti Rd, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,741 sqft · built 1981
Lot Size3.01 acres (131,551 sqft)
OwnerIndividual Name on File
Last Sale$1,095,000 (Oct 2018)
Tax Bill$10,544 (2025)
Deeds & MortgagesAug 2022 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN107-222-51

Property Details

APN / Parcel Number

Primary APN107-222-51
Alternative APN
  • 107-222-51-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area3,741 sqft Living Area
Gross Area5,301 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeWood
Roof MaterialTile
Lot Area131,551 sqft
TerrainSteep
View / LotMountain
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
Deck Area690 sqft
Patio Area690 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1318 AMESTI RD
CityWATSONVILLE
StateCA
Zip95076-0351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionPM34 50
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1016
Census Tract122401

Owner

1318 Amesti Rd is owned and occupied by an individual who acquired it in June 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
Apr 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Jun 17, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Oct 26, 2018Grant Deed, Transfer · Conventional Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2018 · Amount on File
Deed SaleOct 26, 2018 · Amount on File
Prior SaleMar 10, 2006 · Amount on File
Deed Document Number201832349
Last Transfer DateJun 12, 2019
Transfer Doc0000016503
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351

Mortgage

Document Number0000023544
DateAug 18, 2022
Instrument2022-0023544
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueAug 15, 2052

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351

Mortgage

Document Number0000018774
DateApr 1, 2021
Instrument2021-0018774
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJun 17, 2019
Property Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351
Document Number0000016503
Map ReferenceVOL 34 PG 50
Instrument DateJun 12, 2019
Instrument2019-0016503
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351

Mortgage

Document Number0000016504
DateJun 17, 2019
Instrument2019-0016504
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2034

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 26, 2018
Property Address1318 AMESTI RD, WATSONVILLE, CA 95076-0351
Document Number0000032349
Instrument DateOct 12, 2018
Instrument32349
Transaction TypeTransfer
Record UpdatedNov 12, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,204.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1318 AMESTI RD WATSONVILLE CA 950760351, WATSONVILLE, CA 95076-0351

Mortgage

Document Number32350
DateOct 26, 2018
Instrument32350
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1318 Amesti Rd was $10,544 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$866,361 (+2%) Land $472,229 Building $394,132
2025$10,544.00 Homeowner's exemption$849,374 Land $462,970 Building $386,404
2023$8,643.00 (+2.02%) Homeowner's exemption$725,313 Land $435,188 Building $290,125$1,038,240
2022$8,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 Amesti Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 Amesti Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 76% of California
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
AT&T
Fixed Wireless
100 / 20

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