1318 3rd St, Nevada, IA 50201 Property Records

Story County property record for 1318 3rd St, Nevada, IA 50201

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,101 sqft · built 1880
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$184,000 (Oct 2024)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-06-380-540`

Property Details

APN / Parcel Number

Primary APN	`11-06-380-540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,101 sqft Living Area
1st Floor Area	930 sqft
Basement Area	698 sqft
Unfinished Basement	698 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	66 sqft
Deck Area	196 sqft
Patio Area	393 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1318 3RD ST
City	NEVADA
State	IA
Zip	50201-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MC CALLS ADD & SD S60' N180' E150' LOT 1
Legal Range	22W
Legal Township	83N
Legal Section	06
Legal Subdivision	MCCALLS ADD & SD
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	NEVADA
Census Block Group	1
Census Block	1034
Census Tract	10400

Owner

1318 3rd St is owned and occupied by two individuals who bought it in October 2024.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1318 3RD ST, NEVADA, IA 50201-1512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRONTIER FINANCIAL
May 26, 2023	Warranty Deed, Transfer · Line of Credit NORTHWEST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2024 · Amount on File
Deed Sale	Oct 29, 2024 · Amount on File
Prior Sale	May 26, 2023 · Amount on File
Deed Document Number	20247893
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1318 3RD ST, NEVADA, IA 50201-1512
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201708177
Date	Aug 14, 2017
Instrument	2017-08177

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 4, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1318 3RD ST, NEVADA, IA 50201-1512
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202010323
Date	Sep 4, 2020
Instrument	2020-10323

Lender

Name	FRONTIER FINANCIAL
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 26, 2023
Property Address	1318 3RD ST, NEVADA, IA 50201-1512
Document Number	0202303273
Instrument Date	May 24, 2023
Instrument	2023-03273
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1318 3RD ST, NEVADA, IA 50201-1512

Mortgage

Document Number	0202303689
Date	Jun 9, 2023
Instrument	2023-03689

Lender

Name	NORTHWEST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 26, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1318 3rd St was $2,928 with a homeowner's exemption, up 14% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Nevada City
Unified School District	Nevada Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (+14.02%) Homeowner's exemption	$184,900 Land $45,900 Building $139,000	$184,900 Land $45,900 Building $139,000
2024	$2,568.00
2023		$165,000 (+20.61%) Land $39,800 Building $125,200	$165,000 Land $39,800 Building $125,200
2022	$2,516.00 (+0.96%) Homeowner's exemption	$136,800 Land $36,700 Building $100,100
2021	$2,492.00		$136,800 Land $36,700 Building $100,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1318 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–2010)
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1318 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEVADA WATER SUPPLY serves 6,925 people · EPA ID IA8562044
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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