1318 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1318 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,274 sqft Living Area
Lot Size	6,020 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (2024)
Tax Bill	$1,296.00 (2024)

Owner

Source: Clay County records · APN 963607251002

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1318 3RD AVE E, SPENCER, IA 51301-4432
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2024 · Amount on Record
Deed Sale	Oct 08, 2024 · Amount on Record
Prior Sale	Mar 30, 2007 · Amount on Record
Deed Doc Number	2024 2135
Deed Book / Page	2024 / 2135
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,060 (+20.71%) Land $22,400 Building $87,660	$110,060 (+20.71%) Land $22,400 Building $87,660
2024	$1,296.00 (+4.85%)
2023		$91,180 (+15.42%) Land $15,680 Building $75,500	$91,180 (+15.42%) Land $15,680 Building $75,500
2022	$1,236.00 Homeowner's exemption	$79,000 Land $15,680 Building $63,320
2021			$79,000 Land $15,680 Building $63,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`963607251002`
Alternative APN	`64096360725100200`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,274 sqft Living Area
1st Floor	392 sqft 1st Floor
Basement Area	552 sqft Basement
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1920
Exterior Material	Metal Exterior
Construction Type	Steel Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Lot Area	6,020 sqft (0.138 acres)
Depth X Width	86 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360725100200
Street Address	1318 3RD AVE E
City	SPENCER
State	IA
Zip	51301-4432
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S 1/2 6-7 2 FAIRVEIW
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	FAIRVIEW ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3027
Census Tract	80200