13177 Don Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13177 Don Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,864 sqft · built 1990
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2016)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-1364-0000-0680`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-1364-0000-0680`
Alternative APNs	`01132820` `1132820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,864 sqft Living Area
1st Floor Area	2,864 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Porch
Porch Area	1,526 sqft
Deck Area	144 sqft
Patio Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01132820
Street Address	13177 DON LOOP
City	SPRING HILL
State	FL
Zip	34609-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMBER WOODS PHASE IV LOT 68
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	AMBER WOODS PH IV
Legal Phase	4
Legal Lot Number	68
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1022
Census Tract	40908

Owner

Source: Hernando County records · APN R16-223-18-1364-0000-0680

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13177 DON LOOP, SPRING HILL, FL 34609-7910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2016 · Amount on Record
Deed Sale	Jul 05, 2016 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Document Number	2016036971
Deed Book / Page	3374 / 0836
Record Updated	Jun 08, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	13177 DON LOOP, SPRING HILL, FL 34609-7910
Document Number	0036531468
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13177 DON LOOP SPRING HILL FL 346097910, SPRING HILL, FL 34609-7910

Mortgage

Document Number	0036531468
Date	Dec 20, 2018
Book Page	003653/001468
Instrument	75846

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00 (+1%) Additional exemption filed	$222,554 (+5.99%)	$467,455 (-2.38%) Land $49,919 Building $417,536
2023		$209,983 Land $209,983
2022	$2,588.00		$478,834 Land $49,919 Building $428,915

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Global Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Based on FCC filings for 362 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.