Paulding County property record for 13176 Kay St, Paulding, OH 45879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,384 sqft · built 1963 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,900 (Feb 2016) |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-51B-168-00 |
| Primary APN | 23-51B-168-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Family Room | Family Room |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Patio Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 13176 KAY ST |
|---|---|
| City | PAULDING |
| State | OH |
| Zip | 45879-8890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 & LOT 40 W25FT NONEMAN EM ACRES ALLOT#3 PAULDING VILLAGE |
| Legal Subdivision | NONEMANS EMERALD ACRES ALLOTM |
| Legal Lot Number | 39 |
| Jurisdiction | PAULDING OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960400 |
13176 Kay St is owned and occupied by an individual who bought it in February 2016.
Source: Paulding County records, as of February 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13176 KAY ST, PAULDING, OH 45879-8890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2016 · Amount on File |
| Deed Sale | Feb 5, 2016 · Amount on File |
| Deed Document Number | 37 |
| Deed Book / Page | 570 / 1619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Recording Date | Sep 14, 2026 |
| Property Address | 13176 KAY ST, PAULDING, OH 45879-8890 |
| Document Number | 0000002141 |
| Book / Page | 632 / 2467 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20262141 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 13176 KAY ST, PAULDING, OH 45879-8890 |
| Document Number | 0000002141, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 632/2467 |
| Instrument | 20262141 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 13176 KAY ST, PAULDING, OH 45879-8890 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 605/352 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 605/352 |
| Instrument | 202100003371 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 13176 Kay St was $1,952 with a homeowner's exemption, up 3% from the year before.
Source: Paulding County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Paulding County |
| County Subdivision | Jackson Township |
| Municipality | Paulding Village |
| Unified School District | Paulding Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 (+29.96%) Homeowner's exemption | $45,120 (+34.97%) Land $8,510 Building $36,610 | $128,900 Land $24,300 Building $104,600 |
| 2024 | $1,502.00 (+0.13%) Homeowner's exemption | $33,430 (-) Land $6,300 Building $27,130 | |
| 2023 | $1,500.00 (+1.97%) | $33,430 (-) Land $6,300 Building $27,130 | |
| 2022 | $1,471.00 | $33,430 Land $6,300 Building $27,130 | $95,500 Land $18,000 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13176 Kay St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1982–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13176 Kay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAULDING VILLAGE PWS serves 3,605 people · EPA ID OH6300411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2025 Total trihalomethanes resolved · Jan 2023 Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | No certified operator Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| MetaLINK Technologies Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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