Harrison County property record for 13175 Thomas Rd, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,164 sqft · built 2019 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1207M-01-024.000 |
| Primary APN | 1207M-01-024.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,164 sqft Adjusted Area |
| 1st Floor Area | 1,664 sqft |
| 2nd Floor Area | 1,082 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Patio Area | 112 sqft |
| Utility Building | 120 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 13175 THOMAS RD |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39532-9156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100 X 162.0 IN SW 1/4 OF SW 1/4 OF SEC 35-6-10 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 35 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3406 |
13175 Thomas Rd is owned and occupied by two individuals who acquired it in February 2024.
Source: Harrison County records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13175 THOMAS RD, BILOXI, MS 39532-9156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2024 |
| Deed Sale | Feb 22, 2024 |
| Deed Document Number | 2024989 |
| Prior Transfer Date | Jan 31, 2024 |
| Prior Transfer Doc | 0000000989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 13175 THOMAS RD, BILOXI, MS 39532-9156 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 20230004625TJ2 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 2023-0004625-T-J2 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 13175 Thomas Rd was $2,525 with exemptions applied, up 7% from the year before.
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,525.00 (+6.99%) Homeowner's exemption Disabled Person's exemption | $24,514 | $245,141 Land $8,501 Building $236,640 |
| 2024 | $2,360.00 (-0.55%) | ||
| 2023 | $2,373.00 (-0.71%) Homeowner's exemption Disabled Person's exemption | $23,119 | $231,191 Land $7,728 Building $223,463 |
| 2022 | $2,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13175 Thomas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 10 (2005–2026) |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13175 Thomas Rd is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 92% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: AT&T.
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