13175 Hilltop Dr, Gowen, MI 49326 Property Records

Kent County property record for 13175 Hilltop Dr, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,008 sqft · built 1986
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Tax Bill	$690 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-08-02-100-035`

Property Details

APN / Parcel Number

Primary APN	`41-08-02-100-035`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13175 HILLTOP DR
City	GOWEN
State	MI
Zip	49326-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	S 95 FT OF N 278 FT OF E 205 FT OF NEFRL 1/4 NWFRL 1/4 * SEC 2 T9N R9W 0.45 A.
Legal Range	09W
Legal Township	09N
Legal Section	02
Jurisdiction	KENT MI
Township / Civil Division	OAKFIELD
Census Block Group	2
Census Block	2011
Census Tract	10802

Owner

Source: Kent County records · APN 41-08-02-100-035

Assessment roll updated June 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13175 HILLTOP DR, GOWEN, MI 49326-9724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DFCU FINANCIAL
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 12, 2026
Transfer Doc	0000031385
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	May 13, 2026
Property Address	13175 HILLTOP DR, GOWEN, MI 49326-9724
Document Number	0000031385
Instrument Date	May 12, 2026
Instrument	202631385
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	13175 HILLTOP DR, GOWEN, MI 49326-9724

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13175 HILLTOP DR, GOWEN, MI 49326-9724
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13175 HILLTOP DR, GOWEN, MI 49326-9724

Mortgage

Document Number	0000081557
Date	Jul 20, 2021
Instrument	20210720-0081557

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13175 HILLTOP DR, GOWEN, MI 49326-9724
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091955
Date	Nov 21, 2019
Instrument	20191121-0091955

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Oakfield Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$690.00 (-47.45%) Homeowner's exemption	$103,100 (+7.17%)	$206,200 (+7.17%)
2023		$96,200	$192,400
2019	$1,313.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 1, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding.

Based on FCC filings for 49 locations within half a mile of this property.

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