13172 Kara Ln, Silver Spring, MD 20904 Property Records

Montgomery County property record for 13172 Kara Ln, Silver Spring, MD 20904

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,984 sqft · built 1985
Lot Size	0.035 acres (1,540 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2008)
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-02464743`

Property Details

APN / Parcel Number

Primary APN	`05-02464743`
Alternative APN	`02464743`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	792 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,540 sqft (0.035 acres)
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02464743
Street Address	13172 KARA LN
City	SILVER SPRING
State	MD
Zip	20904-3452
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT8.0
Legal Description	CAROLE ACRES
Legal Subdivision	CAROLE ACRES
Legal Block	J
Legal Lot Number	32
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	4
Census Block	4007
Census Tract	701503

Owner

13172 Kara Ln, a townhouse, is owned and occupied by two individuals who acquired it in July 2020.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13172 KARA LN, SILVER SPRING, MD 20904-3452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2008 · Amount on File
Deed Sale	Aug 4, 2008 · Amount on File
Prior Sale	Mar 1, 2007 · Amount on File
Deed Document Number	2008118807
Last Transfer Date	Jul 23, 2020
Transfer Doc	0604710059
Record Updated	Sep 20, 2026

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 9, 2020
Property Address	13172 KARA LN, SILVER SPRING, MD 20904-3452
Document Number	0604710059
Book / Page	60471 / 59
Map Reference	MB 130 PL 15102
Instrument Date	Jul 23, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13172 KARA LN, SILVER SPRING, MD 20904-3452

Mortgage

Document Number	6047163
Date	Sep 9, 2020
Instrument	60471/63

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,600 (+7.75%) Land $138,600 Building $269,000	$407,600 (-) Land $138,600 Building $269,000
2025	$4,259.00 (-6.04%)	$378,300 (+18.33%)	$407,600 (+27.49%) Land $138,600 Building $269,000
2024	$4,533.00 (+42.06%)
2023		$319,700 Land $138,600 Building $181,100	$319,700 Land $138,600 Building $181,100
2022	$3,191.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13172 Kara Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13172 Kara Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20