1317 Sterling Ave, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 1317 Sterling Ave, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,430 sqft · built 1962
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on File
Tax Bill	$1,919 (2025)
Deeds & Mortgages	Apr 2024 Transfer Dec 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-542-017`

Property Details

APN / Parcel Number

Primary APN	`003-542-017`
Alternative APN	`00354217`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,430 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1317 STERLING AVE
City	CARPINTERIA
State	CA
Zip	93013-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10166 UNIT 1 LOT 18
Legal Subdivision	TRACT NO 10166
Legal Tract	10166
Legal Lot Number	18
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	2
Census Block	2005
Census Tract	1601

Owner

1317 Sterling Ave is owned by a company that acquired it in April 2024 and is owner-occupied.

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Intrafamily Transfer, Transfer
Dec 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage DIGNIFIED HOME LOANS
Apr 26, 2017	Deed of Trust, Mortgage · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Apr 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 24, 2024
Transfer Doc	0000012501
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 26, 2024
Property Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Document Number	0000012501
Map Reference	MB 59 PG 75&76
Instrument Date	Apr 24, 2024
Instrument	2024-0012501
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729

Mortgage

Document Number	0000088357
Date	Dec 30, 2021
Instrument	2021-0088357

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	873 Months
Due	Sep 3, 2094

Interest

Rate Type	Adjustable Rate
Rate	1.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.8%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019727
Date	Apr 26, 2017
Instrument	2017-0019727

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.42%
Type Change Date	May 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Document Number	0000033480
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 STERLING AVE CARPINTERIA CA 930131729, CARPINTERIA, CA 93013-1729

Mortgage

Document Number	0000033480
Date	Jul 2, 2020
Instrument	33480

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Jul 1, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.34%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Document Number	0000033479
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 STERLING AVE CARPINTERIA CA 930131729, CARPINTERIA, CA 93013-1729

Mortgage

Document Number	0000033479
Date	Jul 2, 2020
Instrument	33479

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	888 Months
Due	Jul 1, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.34%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	1317 STERLING AVE, CARPINTERIA, CA 93013-1729
Document Number	0000019728
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	DOCUMENT PROCESSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 STERLING AVE CARPINTERIA CA 930131729, CARPINTERIA, CA 93013-1729

Mortgage

Document Number	0000019728
Date	Apr 26, 2017
Instrument	19728

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.42%

Tax Assessment & Valuation

The 2025 property tax bill for 1317 Sterling Ave was $1,919 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Carpinteria City
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$101,516 (+2%) Land $33,580 Building $67,936
2025	$1,919.00 Homeowner's exemption Additional exemption filed	$99,526 Land $32,922 Building $66,604
2023	$1,846.00 (+2.5%) Homeowner's exemption Additional exemption filed	$95,664 Land $31,645 Building $64,019
2022	$1,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1317 Sterling Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	6 (1978–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Sterling Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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