Contra Costa County property record for 1317 Saddlehill Ln, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,537 sqft · built 1976 |
| Lot Size | 0.154 acres (6,710 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Sep 2024) |
| Tax Bill | $14,802 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-451-001-1 |
| Primary APN | 133-451-001-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,537 sqft Living Area |
| Gross Area | 3,209 sqft |
| 1st Floor Area | 1,274 sqft |
| 2nd Floor Area | 1,263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 6,710 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1317 SADDLEHILL LN |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TRACT 4637 LOT 1 EX MR |
| Legal Subdivision | SUBDIVISION 4637 |
| Legal Tract | 4637 |
| Legal Lot Number | 1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 334007 |
1317 Saddlehill Ln is owned and occupied by two individuals who bought it in September 2024.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1317 SADDLEHILL LN, CONCORD, CA 94521-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Jun 30, 2023 | Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2024 · Amount on File |
| Deed Sale | Sep 26, 2024 · Amount on File |
| Prior Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 202494694 |
| Prior Transfer Date | Jun 14, 2023 |
| Prior Transfer Doc | 0000062899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 30, 2023 |
| Property Address | 1317 SADDLEHILL LN, CONCORD, CA 94521-3515 |
| Document Number | 0000062899 |
| Map Reference | MB 186 PG 48-51 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023-062899 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2308 TICE CREEK DR APT 4, 4, WALNUT CREEK, CA 94595-2944 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 30, 2023 |
| Property Address | 1317 SADDLEHILL LN, CONCORD, CA 94521-3515 |
| Document Number | 0000062900 |
| Map Reference | MB 186 PG 48-51 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023-062900 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 SADDLEHILL LN, CONCORD, CA 94521-3515 |
| Document Number | 0000062901 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-062901 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.4% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.4% |
| Max Rate At Change | 11.4% |
| Index | Other |
| Max Rate | 14.4% |
The 2025 property tax bill for 1317 Saddlehill Ln was $14,802.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,275,000 (+2%) Land $601,800 Building $673,200 | |
| 2025 | $14,802.00 | $1,250,000 Land $590,000 Building $660,000 |
| 2023 | $2,972.00 (+2.17%) Homeowner's exemption | $198,833 (+2%) Land $38,379 Building $160,454 |
| 2022 | $2,909.00 Homeowner's exemption | $194,935 Land $37,627 Building $157,308 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1317 Saddlehill Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1317 Saddlehill Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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