Bell County property record for 1317 Opal Rd, Killeen, TX 76543
| Property Type | Duplex |
|---|---|
| Details | 2 ba · 2,251 sqft · built 1987 |
| Lot Size | 0.18 acres (7,844 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,294 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0207280024 |
| Primary APN | 0207280024 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,251 sqft Total Area |
| 1st Floor Area | 1,221 sqft |
| 2nd Floor Area | 1,030 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,844 sqft (0.18 acres) |
| Lot Dimensions | 106 ft deep x 74 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 864166 |
|---|---|
| Street Address | 1317 OPAL RD |
| City | KILLEEN |
| State | TX |
| Zip | 76543-7118 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | OPAL, BLOCK 001, LOT 0009 |
| Legal Subdivision | OPAL |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 22401 |
1317 Opal Rd, a duplex, is owner-occupied and held in a trust since December 2025.
Source: Bell County records, as of December 30, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7416 ROCKY RAVINE DR, FAIRFAX STATION, VA 22039-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Dec 22, 2025 | Deed, Transfer |
| May 19, 2025 | Vendor's Lien, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITY BANK |
| Aug 28, 2019 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 |
| Deed Sale | Dec 22, 2025 |
| Prior Sale | May 19, 2025 |
| Deed Document Number | 2025062894 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1317 OPAL RD, KILLEEN, TX 76543-7118 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | SERVICE TITLE, SERVICELINK TITLE |
| Name | Verified Name |
|---|---|
| Address | 1317 OPAL RD A, A, KILLEEN, TX 76543-7118 |
| Document Number | 0000008316 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022008316 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 15, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 22, 2025 |
| Property Address | 1317 OPAL RD, KILLEEN, TX 76543-7118 |
| Document Number | 0000062894 |
| Map Reference | CAB B SL 35-A |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025062894 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 OPAL RDA, KILLEEN, TX 76543 |
| Name | Verified Name |
|---|---|
| Address | 7416 ROCKY RAVINE DR, FAIRFAX STATION, VA 22039-2916 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 19, 2025 |
| Property Address | 1317 OPAL RD, KILLEEN, TX 76543-7118 |
| Document Number | 0000023995 |
| Map Reference | CAB B SL 35-A |
| Instrument Date | May 14, 2025 |
| Instrument | 2025023995 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO H |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 OPAL RD, KILLEEN, TX 76543-7118 |
| Document Number | 0000023996 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025023996 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1317 OPAL RD, KILLEEN, TX 76543-7118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NETCO INC |
| Name | Verified Name |
|---|
| Document Number | 0000058228 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2020-00058228 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 28, 2019 |
| Property Address | 1317 OPAL RD, KILLEEN, TX 76543-7118 |
| Document Number | 0000038803 |
| Map Reference | CAB B SL 35-A |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019-00038803 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1317 OPAL RD # B, B, KILLEEN, TX 76543-7118 |
| Document Number | 0000038804 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019-00038804 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
Source: Bell County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Killeen City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,939 Land $48,000 Building $178,560 | $226,560 Land $48,000 Building $178,560 | |
| 2024 | $3,294.00 (+3.55%) | ||
| 2023 | $3,181.00 (+46.93%) Homeowner's exemption | $265,461 Land $10,000 Building $255,461 | $265,461 Land $10,000 Building $255,461 |
| 2022 | $2,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1317 Opal Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1998–2010) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1317 Opal Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FiberFirst Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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