1317 Oak Tree Ln, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1317 Oak Tree Ln, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,236 sqft · built 1980
Lot Size	0.197 acres (8,594 sqft)
Owner	Individual Name on File
Last Sale	$319,000 (Jul 2019)
Tax Bill	$4,430 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061W1-00-0B-02300`

Property Details

APN / Parcel Number

Primary APN	`061W1-00-0B-02300`
Alternative APN	`24604`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,236 sqft Finished Area
Basement Area	1,179 sqft
Finished Basement	718 sqft
Unfinished Basement	461 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2017
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,594 sqft (0.197 acres)
View / Lot	Proximity to Airport
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1317 OAK TREE LN
City	CHARLOTTESVILLE
State	VA
Zip	22901-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	OAK FOREST B 23 PH-II
Legal Subdivision	OAK FOREST
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	2
Census Block	2002
Census Tract	10701

Owner

1317 Oak Tree Ln is owned and occupied by an individual who bought it in July 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1317 OAK TREE LN, CHARLOTTESVILLE, VA 22901-1626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG
Jun 14, 2018	Grant Deed, Transfer · Conventional with PMI MEMBER OPTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	20197133
Deed Book / Page	5190 / 162
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 11, 2019
Property Address	1317 OAK TREE LN, CHARLOTTESVILLE, VA 22901-1626
Document Number	0000007133
Book / Page	005190 / 000162
Instrument Date	Jul 9, 2019
Instrument	7133
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	CLOSURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 OAK TREE LN CHARLOTTESVILLE VA 229011626, CHARLOTTESVILLE, VA 22901-1626

Mortgage

Document Number	7134
Date	Jul 11, 2019
Book Page	005190/000165
Instrument	7134

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 14, 2018
Property Address	1317 OAK TREE LN, CHARLOTTESVILLE, VA 22901-1626
Document Number	0000006494
Book / Page	005059 / 000348
Instrument Date	May 17, 2018
Instrument	6494
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	CLOSURE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 OAK TREE LN CHARLOTTESVILLE VA 229011626, CHARLOTTESVILLE, VA 22901-1626

Mortgage

Document Number	6495
Date	Jun 14, 2018
Book Page	005059/000351
Instrument	6495

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1317 Oak Tree Ln was $4,430, up 8.1% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,430.00 (+8.08%)	$495,500 Land $146,000 Building $349,500	$495,500 Land $146,000 Building $349,500
2025	$4,099.00
2023	$3,674.00	$430,300 Land $122,500 Building $307,800	$430,300 Land $122,500 Building $307,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1317 Oak Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Oak Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, Ting.

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