1317 Los Ranchitos Dr, Durango, CO 81301 Property Records

La Plata County property record for 1317 Los Ranchitos Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,248 sqft · built 2003
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2018)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5595-254-06-001`

Property Details

APN / Parcel Number

Primary APN	`5595-254-06-001`
Alternative APN	`R020831`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,248 sqft Living Area
Basement Area	940 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Lot Area	139,392 sqft
Garage Type	Detached
Garage Area	764 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	234 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R020831
Street Address	1317 LOS RANCHITOS DR
City	DURANGO
State	CO
Zip	81301-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LOS RANCHITOS S/D #6 BLOCK: 0 LOT: 1 1317 LOS RANCHITOS DR DURANGO 81301
Legal Subdivision	LOS RANCHITOS S/D #6
Legal Block	2
Legal Lot Number	1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2032
Census Tract	970706

Owner

1317 Los Ranchitos Dr is owned and occupied by two individuals who bought it in July 2018.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1317 LOS RANCHITOS DR, DURANGO, CO 81301-6323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF DURANGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on File
Deed Sale	Jul 12, 2018 · Amount on File
Prior Sale	Apr 8, 1996 · Amount on File
Deed Document Number	20181145418
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1317 LOS RANCHITOS DR, DURANGO, CO 81301-6323
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001189539
Date	Mar 30, 2021
Instrument	1189539

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1317 LOS RANCHITOS DR, DURANGO, CO 81301-6323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001185837
Date	Jan 27, 2021
Instrument	1185837

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	1317 LOS RANCHITOS DR, DURANGO, CO 81301-6323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001160231
Date	Aug 14, 2019
Instrument	1160231

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 12, 2018
Property Address	1317 LOS RANCHITOS DR, DURANGO, CO 81301-6323
Document Number	0001145418
Map Reference	DOC478981
Instrument Date	Jul 12, 2018
Instrument	1145418
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GURANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 AMBERSON DR, SUN PRAIRIE, WI 53590-3725

Mortgage

Document Number	0001145419
Date	Jul 12, 2018
Instrument	1145419

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1317 Los Ranchitos Dr was $3,540, up 29.9% from the year before.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,710 (+1%) Land $9,390 Building $52,320	$977,580 (-) Land $148,750 Building $828,830
2025	$3,540.00 (+29.86%)	$61,100 Land $9,300 Building $51,800	$977,580 Land $148,750 Building $828,830
2024	$2,726.00 (+20.41%)
2023	$2,264.00 (+17.37%)	$49,690 (+19.1%) Land $6,760 Building $42,930	$741,600 (+23.56%) Land $100,900 Building $640,700
2022	$1,929.00	$41,720 Land $8,200 Building $33,520	$600,210 Land $117,940 Building $482,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1317 Los Ranchitos Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Los Ranchitos Dr is very high, ranking above 90% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Visionary Broadband.

Cell Coverage

No cell data coverage reported

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