Berks County property record for 1317 Locust St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,432 sqft · built 1910 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $36,000 (Sep 2013) |
| Tax Bill | $1,143 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-38-17-4459 |
| Primary APN | 5317-38-17-4459 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,432 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17468625 |
|---|---|
| Street Address | 1317 LOCUST ST |
| City | READING |
| State | PA |
| Zip | 19604-1916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 700 |
1317 Locust St is owned and occupied by an individual who bought it in September 2013.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1317 LOCUST ST, READING, PA 19604-1916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Sep 15, 2017 | Deed of Trust, Mortgage · VA Mortgage FULTON BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on File |
| Deed Sale | Sep 19, 2013 · Amount on File |
| Prior Sale | Mar 14, 2000 · Amount on File |
| Deed Document Number | 201340244 |
| Prior Transfer Date | Sep 6, 2013 |
| Prior Transfer Doc | 0000040244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1317 LOCUST ST, READING, PA 19604-1916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1317 LOCUST ST, READING, PA 19604-1916 |
| Document Number | 0000004990 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021004990 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1317 LOCUST ST, READING, PA 19604-1916 |
| Document Number | 0000041030 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1317 LOCUST ST READING PA 196041916, READING, PA 19604-1916 |
| Document Number | 0000041030 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 41030 |
| Name | FULTON BK NA |
|---|---|
| Address | READING, PA 19601 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1317 Locust St was $1,143 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,143.00 Homeowner's exemption | $40,500 Land $15,000 Building $25,500 | $15,000 Land $15,000 |
| 2024 | $1,072.00 | $40,500 Land $15,000 Building $25,500 | |
| 1994 | $40,500 Land $15,000 Building $25,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1317 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1317 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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