1317 Key West Dr, Troy, MI 48083 Property Records

Oakland County property record for 1317 Key West Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,738 sqft · built 1958
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$308,500 (Mar 2024)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-35-301-004`

Property Details

APN / Parcel Number

Primary APN	`88-20-35-301-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,725 sqft
Basement Area	1,725 sqft
Finished Basement	1,725 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	164 ft deep x 59 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1317 KEY WEST DR
City	TROY
State	MI
Zip	48083-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 35 GERALDINE HEIGHTS SUB NO. 1 LOT 77, ALSO ALL OF VACATEDBADDER ST LYING ADJ TO SAME
Legal Range	11E
Legal Township	2N
Legal Section	35
Legal Subdivision	GERALDINE HEIGHTS NO 1
Legal Lot Number	77
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3010
Census Tract	197400

Owner

1317 Key West Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1520 BEAUFIELD ST, FERNDALE, MI 48220-1613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit EXTRA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Prior Sale	Sep 19, 1995 · Amount on File
Deed Document Number	202429848
Deed Book / Page	59246 / 55
Prior Transfer Date	Sep 11, 2010
Prior Transfer Doc	0000171784
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 27, 2024
Property Address	1317 KEY WEST DR, TROY, MI 48083-1054
Document Number	0000029848
Book / Page	59246 / 55
Map Reference	LB 92 PG 115
Instrument Date	Mar 8, 2024
Instrument	29848
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,313.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11357 INKSTER RD, LIVONIA, MI 48150-3232

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1520 BEAUFIELD ST, FERNDALE, MI 48220-1613

Mortgage

Document Number	0000024784
Date	Mar 13, 2024
Book Page	59219/25
Instrument	24784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1317 KEY WEST DR, TROY, MI 48083-1054
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 KEY WEST DR, TROY, MI 48083-1054

Mortgage

Document Number	0000254747
Date	Nov 5, 2021
Book Page	57062/873
Instrument	254747

Lender

Name	EXTRA CU
Type	Credit Union
Address	WARREN, MI 48092

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1317 Key West Dr was $4,584 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00
2023			$261,820
2022	$2,091.00	$130,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1317 Key West Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1317 Key West Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Key West Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures