1317 Highly St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 1317 Highly St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	468 sqft · built 1895
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$128,921 (Jun 2026)
Tax Bill	$127 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Foreclosure
APN	`06-2.0-04-003-003-186.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-04-003-003-186.000`

Interior

Building Area	468 sqft Base Area
1st Floor Area	468 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	100 ft deep x 41 ft wide

Location & Zoning

Street Address	1317 HIGHLY ST
City	SAINT JOSEPH
State	MO
Zip	64501-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HIGHLEY'S LOT:11 BLK:15LGL DESC:S 100' OF W 16' OF L11 & S 100' OF L12 & PART OF L11 BEG 100' N 7' W OF SE COR L11 FOR PO
Legal Subdivision	HIGHLEYS
Legal Block	15
Legal Lot Number	11
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3034
Census Tract	1100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Mount Mora Cemetery listed 2006 · 37 contributing resources · NRIS 06000626

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1317 Highly St is owned and occupied by an individual who bought it in June 2026.

Source: Buchanan County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1317 HIGHLY ST, SAINT JOSEPH, MO 64501-1334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Nov 28, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Aug 18, 2025
Deed Document Number	20265150
Deed Book / Page	3819 / 906
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 25, 2026
Property Address	1317 HIGHLY ST, SAINT JOSEPH, MO 64501-1334
Document Number	0000005150
Book / Page	3819 / 906
Instrument Date	Jun 24, 2026
Instrument	20265150
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 HIGHLY ST, SAINT JOSEPH, MO 64501-1334

Mortgage

Document Number	0000005151,
Date	Jun 25, 2026
Book Page	3819/907
Instrument	20265151

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000005152,
Date	Jun 25, 2026
Book Page	3819/908
Instrument	20265152

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

November 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BUCHANAN MO
Recording Date	Nov 28, 2022
Property Address	1317 HIGHLY ST, SAINT JOSEPH, MO 64501-1334
Document Number	003782/637
Book / Page	3782 / 637
Instrument Date	Nov 22, 2022
Instrument	2022011277
Transaction Type	Foreclosure
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4221 WAYNE AVE, KANSAS CITY, MO 64110-1343

Tax Assessment & Valuation

The 2025 property tax bill for 1317 Highly St was $127, up 0.8% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$127.00 (+0.79%)	$1,740 Land $700 Building $1,040	$9,160 Land $3,700 Building $5,460
2024	$126.00 (+14.55%)
2023	$110.00 (-0.9%)	$1,650 (-) Land $700 Building $950	$8,700 Land $3,700 Building $5,000
2022	$111.00	$1,650 Land $700 Building $950
2021			$8,700 Land $3,700 Building $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1317 Highly St; 4 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Highly St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, United Fiber.

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