1317 Forest Point Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1317 Forest Point Dr, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,948 sqft · built 1984
Lot Size	0.286 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Mar 2019)
Tax Bill	$5,020 (2025)
Deeds & Mortgages	Jan 2021 Refinance Mar 2019 Sale & Mortgage + 1 more
APN	`0281020000110`

Property Details

APN / Parcel Number

Primary APN	`0281020000110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
1st Floor Area	988 sqft
Upper Floors Area	988 sqft
Attic	Attic
Attic Area	483 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,458 sqft (0.286 acres)
Lot Dimensions	129 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	24 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1317 FOREST POINT DR
City	CHESAPEAKE
State	VA
Zip	23320-7442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	21 BAYBERRY FOREST PHASE 2
Legal Subdivision	BAYBERRY PLACE,PH. 4A,WOODS,FOREST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1002
Census Tract	20812

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1317 FOREST POINT DR, CHESAPEAKE, VA 23320-7442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Mar 22, 2019	Warranty Deed, Transfer · VA Mortgage FULTON BANK NA
Mar 28, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	20196360
Deed Book / Page	9996 / 464
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1317 FOREST POINT DR, CHESAPEAKE, VA 23320-7442
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10285/1335
Date	Jan 4, 2021
Book Page	10285/1335
Instrument	210000183

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 22, 2019
Property Address	1317 FOREST POINT DR, CHESAPEAKE, VA 23320-7442
Document Number	9996/464
Book / Page	9996 / 464
Instrument Date	Mar 20, 2019
Instrument	190006360
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 FOREST POINT DR, CHESAPEAKE, VA 23320-7442

Mortgage

Document Number	190006361
Date	Mar 22, 2019
Instrument	190006361

Lender

Name	FULTON BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1317 FOREST POINT DR, CHESAPEAKE, VA 23320-7442
Transaction Type	Mortgage
Record Updated	Apr 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170008135
Date	Mar 28, 2017
Book Page	9769/437
Instrument	170008135

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	299 Months
Due	Feb 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,600 (+6.76%) Land $175,000 Building $355,600	$530,600 (+6.76%) Land $175,000 Building $355,600
2025	$5,020.00 (+29.02%)	$497,000 (+8.97%) Land $165,000 Building $332,000	$497,000 (+8.97%) Land $165,000 Building $332,000
2023		$456,100 (+12.37%) Land $130,000 Building $326,100	$456,100 (+12.37%) Land $130,000 Building $326,100
2022		$405,900 Land $115,000 Building $290,900	$405,900 Land $115,000 Building $290,900
2019	$3,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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