1317 Forest Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1317 Forest Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 817 sqft · built 1930
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Sep 2025)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-231-011`

Property Details

APN / Parcel Number

Primary APN	`8913-35-231-011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	817 sqft Living Area
1st Floor Area	817 sqft
Basement Area	817 sqft
Finished Basement	325 sqft
Unfinished Basement	817 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	70 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1317 FOREST AVE
City	WATERLOO
State	IA
Zip	50702-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST PARK ADDITION LOT 6 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	FOREST PARK ADDITION
Legal Block	6
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	1100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1317 FOREST AVE, WATERLOO, IA 50702-2340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CEDAR FALLS COMMUNITY CU
Oct 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage CEDAR FALLS COMMUNITY CU
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Apr 11, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Oct 17, 2023 · Amount on Record
Deed Document Number	202513509
Prior Transfer Date	Apr 3, 2025
Prior Transfer Doc	0202504767
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1317 FOREST AVE, WATERLOO, IA 50702-2340
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 FOREST AVE, WASHBURN, IA 50702-2340
Investor	Possibly a Property Investor

Mortgage

Document Number	202300006281
Date	Oct 17, 2022
Instrument	202300006281

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	67 Months
Due	May 1, 2028

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1317 FOREST AVE, WATERLOO, IA 50702-2340
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 FOREST AVE, WATERLOO, IA 50702-2340
Investor	Possibly a Property Investor

Mortgage

Document Number	202300006280
Date	Oct 17, 2022
Instrument	202300006280

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	CEDAR FALLS, IA 50613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	67 Months
Due	May 1, 2028

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 15, 2025
Property Address	1317 FOREST AVE, WATERLOO, IA 50702-2340
Document Number	0202513509
Instrument Date	Sep 9, 2025
Instrument	2025-13509
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.40
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 FOREST AVE, WATERLOO, IA 50702-2340

Mortgage

Document Number	0202513510
Date	Sep 15, 2025
Instrument	2025-13510

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	1827 ANSBOROUGH AVE, WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 11, 2025
Property Address	1317 FOREST AVE, WATERLOO, IA 50702-2340
Document Number	0202504767
Instrument Date	Apr 3, 2025
Instrument	2025-04767
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W 4TH ST, CEDAR FALLS, IA 50613-2831

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,238.00 (+13.26%) Homeowner's exemption	$109,640 (+8.21%) Land $15,760 Building $93,880	$109,640 (+8.21%) Land $15,760 Building $93,880
2024	$1,976.00 (+12.27%)
2023		$101,320 (+26.38%) Land $15,760 Building $85,560	$101,320 (+26.38%) Land $15,760 Building $85,560
2022	$1,760.00	$80,170 Land $15,760 Building $64,410
2021			$80,170 Land $15,760 Building $64,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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