1317 Co Rd 261, Clanton, AL 35046 Property Records

Chilton County property record for 1317 Co Rd 261, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,610 sqft · built 2021
Lot Size	0.52 acres (22,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Feb 2019)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0903072000027000`

Property Details

APN / Parcel Number

Primary APN	`0903072000027000`
Alternative APNs	`85528` `6710`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,610 sqft Adjusted Area
1st Floor Area	1,499 sqft
Basement Area	918 sqft
Finished Basement	918 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,800 sqft (0.52 acres)
Lot Dimensions	190 ft deep x 120 ft wide
View / Lot	Waterfront
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	200 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	6710
Street Address	1317 COUNTY ROAD 261
City	CLANTON
State	AL
Zip	35046-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 S COVE PROP MCKEE LUMBERCO & E1/2 LOT 12 S COVE PROP
Legal Range	16
Legal Township	22
Legal Section	07
Legal Subdivision	SOUTH COVE S D
Legal Lot Number	13,12
Jurisdiction	CHILTON AL
Township / Civil Division	MINERAL SPRINGS
Census Block Group	1
Census Block	1035
Census Tract	60300

Owner

Source: Chilton County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit MARION COMMUNITY BANK
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Sep 15, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CAHAWBA BANK
Feb 25, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Nov 2, 2006 · Amount on Record
Deed Document Number	2019220182
Deed Book / Page	2019 / 220182
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116

Mortgage

Document Number	R2026/272317
Date	Jan 13, 2026
Book Page	R2026/272317
Instrument	272317

Lender

Name	MARION COMMUNITY BANK
Type	Bank
Address	2400 US HIGHWAY 80 W, SELMA, AL 36701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2021/238120
Date	Jun 9, 2021
Book Page	R2021/238120
Instrument	238120

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116

Mortgage

Document Number	R2020/231765
Date	Sep 15, 2020
Book Page	R2020/231765
Instrument	231765

Lender

Name	FIRST CAHAWBA BANK
Type	Bank
Address	SELMA, AL 36702

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Feb 25, 2019
Property Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116
Document Number	R2019/220182
Book / Page	R2019 / 220182
Map Reference	MB 4 PG 4
Instrument Date	Feb 22, 2019
Instrument	220182
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1317 COUNTY ROAD 261, CLANTON, AL 35046-5116

Mortgage

Document Number	0000220183
Date	Feb 25, 2019
Instrument	220183

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,939.00 (+7.25%)	$95,600 (-0.52%) Land $40,000 Building $55,600	$478,000 (-0.52%) Land $200,000 Building $278,000
2024	$1,808.00 (+56.27%)	$96,100 (+53.27%) Land $40,000 Building $56,100
2023	$1,157.00 (+9.36%)	$62,700 (+112.4%) Land $40,000 Building $22,700	$480,500 (+62.77%) Land $200,000 Building $280,500
2022	$1,058.00	$29,520 Land $21,200 Building $8,320	$295,200 Land $212,000 Building $83,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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