San Mateo County property record for 1317 Cedar St, San Carlos, CA 94070
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1950 |
| Lot Size | 0.158 acres (6,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,898,000 (Feb 2019) |
| Tax Bill | $25,429 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-301-100 |
| Primary APN | 051-301-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,470 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 6,862 sqft (0.158 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1317 CEDAR ST |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-4755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | NW 60 FT OF LOT 15 BLOCK 14 OAK PARK RSM 12/26 29 CITY OF SAN CARLOS |
| Legal Subdivision | OAK PARK |
| Legal Block | 14 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 609201 |
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1317 CEDAR ST, SAN CARLOS, CA 94070-4755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit CHEVRON FCU |
| Apr 10, 2020 | Loan Modification, Mortgage CHEVRON FCU |
| Feb 26, 2019 | Grant Deed, Transfer · Conventional Mortgage CHEVRON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2019 · Amount on Record |
| Deed Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 201912907 |
| Prior Transfer Date | Apr 17, 2012 |
| Prior Transfer Doc | 0000063483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1317 CEDAR ST, SAN CARLOS, CA 94070-4755 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 1317 CEDAR ST, SAN CARLOS, CA 94070-4755 |
| Document Number | 0000051684 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023-051684 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, CA 94520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 1317 CEDAR ST, SAN CARLOS, CA 94070-4755 |
| Document Number | 0000082241 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2020 |
| Title Company | TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1317 CEDAR ST SAN CARLOS CA 940704755, SAN CARLOS, CA 94070-4755 |
| Document Number | 0000082241 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 82241 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 26, 2019 |
| Property Address | 1317 CEDAR ST, SAN CARLOS, CA 94070-4755 |
| Document Number | 0000012907 |
| Map Reference | MB 12 PG 26-29 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 2019-012907 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1317 CEDAR ST, SAN CARLOS, CA 94070-4755 |
| Document Number | 0000012908 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 2019-012908 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,159,596 (+2%) Land $1,820,524 Building $339,072 | ||
| 2025 | $25,429.00 (+4.89%) Homeowner's exemption | $2,117,252 (+4.04%) Land $1,784,828 Building $332,424 | |
| 2023 | $24,243.00 (+2.45%) Homeowner's exemption | $2,035,038 Land $1,715,522 Building $319,516 | $2,301,390 |
| 2022 | $23,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1996–2022) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Sonic Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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