1317 Cedar St, San Carlos, CA 94070 Property Records

San Mateo County property record for 1317 Cedar St, San Carlos, CA 94070

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 1950
Lot Size0.158 acres (6,862 sqft)
Owner2 Individual Names on Record
Last Sale$1,898,000 (Feb 2019)
Tax Bill$25,429 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN051-301-100

Property Details

APN / Parcel Number

Primary APN051-301-100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,860 sqft Living Area
1st Floor Area1,470 sqft
Family RoomFamily Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood
Roof MaterialWood Shingle
Lot Area6,862 sqft (0.158 acres)
Lot Dimensions114 ft deep x 60 ft wide
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1317 CEDAR ST
CitySAN CARLOS
StateCA
Zip94070-4755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionNW 60 FT OF LOT 15 BLOCK 14 OAK PARK RSM 12/26 29 CITY OF SAN CARLOS
Legal SubdivisionOAK PARK
Legal Block14
Legal Lot Number15
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1014
Census Tract609201

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1317 CEDAR ST, SAN CARLOS, CA 94070-4755
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Line of Credit
CHEVRON FCU
Apr 10, 2020Loan Modification, Mortgage
CHEVRON FCU
Feb 26, 2019Grant Deed, Transfer · Conventional Mortgage
CHEVRON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 2019 · Amount on Record
Deed SaleFeb 26, 2019 · Amount on Record
Deed Document Number201912907
Prior Transfer DateApr 17, 2012
Prior Transfer Doc0000063483
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1317 CEDAR ST, SAN CARLOS, CA 94070-4755
Transaction TypeMortgage
Record UpdatedNov 8, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1317 CEDAR ST, SAN CARLOS, CA 94070-4755

Mortgage

Document Number0000051684
DateOct 13, 2023
Instrument2023-051684
Lender
NameCHEVRON FCU
TypeCredit Union
AddressCONCORD, CA 94520
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 4, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN MATEO CA
Property Address1317 CEDAR ST, SAN CARLOS, CA 94070-4755
Document Number0000082241
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1317 CEDAR ST SAN CARLOS CA 940704755, SAN CARLOS, CA 94070-4755

Mortgage

Document Number0000082241
DateAug 18, 2020
Instrument82241
Lender
NameCHEVRON FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueAug 17, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateFeb 26, 2019
Property Address1317 CEDAR ST, SAN CARLOS, CA 94070-4755
Document Number0000012907
Map ReferenceMB 12 PG 26-29
Instrument DateFeb 7, 2019
Instrument2019-012907
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1317 CEDAR ST, SAN CARLOS, CA 94070-4755

Mortgage

Document Number0000012908
DateFeb 26, 2019
Instrument2019-012908
Lender
NameCHEVRON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,159,596 (+2%) Land $1,820,524 Building $339,072
2025$25,429.00 (+4.89%) Homeowner's exemption$2,117,252 (+4.04%) Land $1,784,828 Building $332,424
2023$24,243.00 (+2.45%) Homeowner's exemption$2,035,038 Land $1,715,522 Building $319,516$2,301,390
2022$23,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1996–2022)
Claims Outside the SFHA2 of 7
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN CARLOS
private · serves 34,801 people · EPA ID CA4110007
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Sonic Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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