1317 Castlegate St, Gastonia, NC 28054 Property Records

Gaston County property record for 1317 Castlegate St, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1972
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2020)
Tax Bill	$3,677 (2026)
Deeds & Mortgages	Nov 2020 Sale Apr 2020 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01099A03800`

Property Details

APN / Parcel Number

Primary APN	`01099A03800`
Alternative APN	`115060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,747 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	51,401 sqft (1.18 acres)
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1317 CASTLEGATE ST
City	GASTONIA
State	NC
Zip	28054-5798
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	KINGSWOOD L 45 01 099A 038 00 000
Legal Subdivision	KINGSWOOD
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	4
Census Block	4009
Census Tract	32704

Owner

1317 Castlegate St is owned and occupied by two individuals who acquired it in July 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1317 CASTLEGATE ST, GASTONIA, NC 28054-5798
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 17, 2020	Warranty Deed, Transfer · Stand-Alone Second Mortgage NORTH CAROLINA HOUSING FINANCE AGEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Mar 1, 1973 · Amount on File
Deed Book / Page	5115 / 2448
Last Transfer Date	Jul 7, 2020
Transfer Doc	0051692444
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Nov 2, 2020
Property Address	1317 CASTLEGATE ST, GASTONIA, NC 28054-5798
Document Number	0051692444
Book / Page	005169 / 002444
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 CASTLEGATE ST GASTONIA NC 280545798, GASTONIA, NC 28054-5798

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Apr 17, 2020
Property Address	1317 CASTLEGATE ST, GASTONIA, NC 28054-5798
Document Number	0051152448
Book / Page	5115 / 2448
Map Reference	MB 24 PG 57
Instrument Date	Apr 17, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3765 CATAWBA CREEK DRIVE, 3765, GASCOYNE, ND 58056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 CASTLEGATE ST, GASTONIA, NC 28054-5798

Mortgage

Document Number	51152467
Date	Apr 17, 2020
Instrument	5115/2467

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGEN
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0051152450
Date	Apr 17, 2020
Book Page	5115/2450

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1317 Castlegate St was $3,677.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,677.00	$343,980 (-) Land $31,190 Building $312,790
2025	$3,677.00	$343,980 Land $31,190 Building $312,790
2023	$3,714.00	$343,980 Land $31,190 Building $312,790
2021			$188,400 Land $31,190 Building $157,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1317 Castlegate St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 Castlegate St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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