1317 10th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1317 10th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.228 acres (9,949 sqft)
OwnerIndividual Name on File
Last Sale$42,000 (Jun 2013)
Tax Bill$1,462 (2025)
Deeds & MortgagesDec 2017 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN85-401-7030

Property Details

APN / Parcel Number

Primary APN85-401-7030
Alternative APNs
  • 85-00401-7030
  • 42380

Exterior

Lot Area9,949 sqft (0.228 acres)

Location & Zoning

Account Number42380
Street Address1317 10TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 20 FT OF LOT 3 & ALL OF LOT 4, BLK 70
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionEAST SAINT CLOUD
Legal Block70
Legal Lot Number3,4
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2065
Census Tract31500

Owner

1317 10th Ave SE is owned and occupied by an individual who acquired it in January 2017.

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1317 10TH AVE SE, SAINT CLOUD, MN 56304-1901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
ST CLOUD FCU
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ST CLOUD FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2013 · Amount on File
Deed SaleJun 4, 2013 · Amount on File
Deed Document Number2013772064
Last Transfer DateJan 11, 2017
Transfer Doc0000833228
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address1317 10TH AVE SE, SAINT CLOUD, MN 56304-1901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000850133
DateDec 27, 2017
Instrument850133
Lender
NameST CLOUD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 22, 2032
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHERBURNE MN
Property Address1317 10TH AVE SE, SAINT CLOUD, MN 56304-1901
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000908617
DateDec 29, 2020
Instrument908617
Lender
NameST CLOUD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term156 Months
DueJan 15, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1317 10th Ave SE was $1,462 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$136,200 (+3.5%) Land $40,000 Building $96,200$136,200 (+3.5%) Land $40,000 Building $96,200
2025$1,462.00$131,600 Land $40,000 Building $91,600$131,600 Land $40,000 Building $91,600
2023$1,196.00$129,800 Land $30,000 Building $99,800
2021$129,800 Land $30,000 Building $99,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1317 10th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1317 10th Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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