Orange County property record for 13169 Moro Ct, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,151 sqft · built 2008 |
| Lot Size | 0.177 acres (7,717 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,800 (Nov 2008) |
| Tax Bill | $4,500 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-3231-00-510 |
| Primary APN | 35-22-27-3231-00-510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,151 sqft Living Area |
| Gross Area | 4,061 sqft |
| 1st Floor Area | 1,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,717 sqft (0.177 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 13169 MORO CT |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GROVE PARK AT STONE CREST 66/46 LOT 51 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | GROVE PARK AT STONE CREST |
| Legal Tract | 3231 |
| Legal Lot Number | 51 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 17118 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13169 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit FIDELITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2008 · Amount on Record |
| Deed Sale | Nov 12, 2008 · Amount on Record |
| Deed Document Number | 2008687798 |
| Deed Book / Page | 9788 / 5857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13169 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000100577 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 20230100577 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13169 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13169 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 20210095910 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 20210095910 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 13169 MORO CT, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000610295 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13169 MORO CT WINTER GARDEN FL 347875016, WINTER GARDEN, FL 34787-5016 |
| Document Number | 0000610295 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 610295 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | WINTER GARDEN, FL 34787 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 30, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,280 (+2.7%) | $611,970 (-1.38%) Land $120,000 Building $491,970 | |
| 2025 | $4,500.00 (+5.29%) Homeowner's exemption | $316,728 (+5.99%) | $620,550 (+13.93%) Land $120,000 Building $500,550 |
| 2024 | $4,274.00 (+3.76%) | ||
| 2023 | $4,119.00 (+3.08%) Homeowner's exemption | $298,837 (+3%) | $544,664 (+21.13%) Land $120,000 Building $424,664 |
| 2022 | $3,996.00 Homeowner's exemption | $290,133 | $449,669 Land $87,500 Building $362,169 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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