13168 E Cherokee Dr, Ball Ground, GA 30107 Property Records

Cherokee County property record for 13168 E Cherokee Dr, Ball Ground, GA 30107

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,876 sqft · built 1973
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Feb 2022)
Tax Bill	$3,148 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03N09 009`

Property Details

APN / Parcel Number

Primary APN	`03N09 009`
Alternative APNs	`96130731` `380477`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Heated Area
1st Floor Area	1,708 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	196,020 sqft (4.5 acres)
Lot Width	700 ft Width
Garage Type	Mixed
Garage Area	1,200 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	380477
Old Parcel Number	03N09009
Street Address	13168 E CHEROKEE DR
City	BALL GROUND
State	GA
Zip	30107-4673
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	LL 567 3RD D
Legal Subdivision	NOT SHOWN
Jurisdiction	CHEROKEE GA
Township / Civil Division	LATHEMTOWN
Census Block Group	1
Census Block	1022
Census Tract	90506

Owner

13168 E Cherokee Dr, a rural home, is owned and occupied by an individual who bought it in February 2022.

Source: Cherokee County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE
Feb 15, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Dec 6, 1999
Deed Document Number	0001476122
Deed Book / Page	14761 / 22
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673

Mortgage

Document Number	0148232696
Date	Sep 15, 2022
Book Page	0000014823/0000002696
Instrument	2022036350

Lender

Name	FLAGSTAR BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673

Mortgage

Document Number	0147002056
Date	Sep 14, 2021
Book Page	0000014700/0000002056
Instrument	2021050479

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Feb 15, 2022
Property Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673
Document Number	0147610022
Book / Page	14761 / 22
Instrument Date	Feb 15, 2022
Instrument	2022-001817
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13168 E CHEROKEE DR, BALL GROUND, GA 30107-4673

Mortgage

Document Number	2022007027
Date	Feb 15, 2022
Instrument	2022007027

Lender

Name	ON Q FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,148.00 (+484.04%) Homeowner's exemption	$134,556 (+21.62%) Land $60,760 Building $73,796	$336,390 (+21.62%) Land $151,900 Building $184,490
2023		$110,636 (+37.9%) Land $43,400 Building $67,236	$276,590 (+37.9%) Land $108,500 Building $168,090
2022	$539.00 Homeowner's exemption Senior Citizen's exemption	$80,232 Land $41,600 Building $38,632	$200,580 Land $104,000 Building $96,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13168 E Cherokee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13168 E Cherokee Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 3

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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